CC companies are in holiday mood. Time for CLI!

[tengtengvn]

Chase and Discover used to be very stingy about CLI to me. I've been saving my credit to refinance my car. Last week, I got the new loan with local CU for 2.24% EQ score 750 so I'm open for new inquries.

Today I tried my luck with few. 3 lowest cards I have.

Don't bother to try with CrapOne.

Chase went from $2300 to $7500 with a hard pull. Requested 10k.

Discover went from $3500 to $6500 with no pull. Wow! Requested 10k.

US Bank Cash+ CLI is peding. May not be a hard pull. Trying to get 10k from 6k.

4 other cards are $10k+. Don't want to push it hard. I'm happy with 10k mark.

[wallyworld123]

Good for u Congrats on the huge increases and nice strategy!

[armbenderc]

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@tengtengvn wrote:

Chase and Discover used to be very stingy about CLI to me. I've been saving my credit to refinance my car. Last week, I got the new loan with local CU for 2.24% EQ score 750 so I'm open for new inquries.

Today I tried my luck with few. 3 lowest cards I have.

Don't bother to try with CrapOne.

Chase went from $2300 to $7500 with a hard pull. Requested 10k.

Discover went from $3500 to $6500 with no pull. Wow! Requested 10k.

US Bank Cash+ CLI is peding. May not be a hard pull. Trying to get 10k from 6k.

4 other cards are $10k+. Don't want to push it hard. I'm happy with 10k mark.

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Chase 2300 to 7500 wow. Congrats. How long did you have the card with them?

[tengtengvn]

The Chase Freedom is a former WaMu card I had around 2007. Started with $1000. Chase took over and I've beeing trying to get CLI few time in the past. Each time they gave $300-$500 CL so 5k increase is huge. I was thinking they would deny my request for 10k and I would ask them recon for 5k. CSR transfered to lending dept. Leding dept rep asked few questions then put me on hold. He came back with $7500. I took it and ran fast.

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@wallyworld123 wrote:

Good for u Congrats on the huge increases and nice strategy!

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 Thanks!

[gettnthere]

awesome increase on the chase card! Congrats!

[shakalaka]

Wow nice

congrats

[migliogiorni]

congrats, iss the season to be jolly

[sphinx313]

Very nice increase on the Chase card for sure. I hope to be making the same phone calls in just a few years.

[tengtengvn]

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@sphinx313 wrote:

Very nice increase on the Chase card for sure. I hope to be making the same phone calls in just a few years.

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For sure, thanks to the experts on myfico.

[nicholasyud]

Very nice increase.....How long did you had your Discover cards ??? any recent increase.....