@Aduke1122 wrote:
Yes it will do absolutely no good to take out a personal loan to pay them off just to run them up again
This. At one point I quickly ran up my limits and took out a $1,200 401k loan to pay them off. Within a year I was at almost $8k on cards. Ouch.
Doing much better now with charging and paying in full.
NFCU: $25,000; PenFed Power Cash Rewards: $3,500; PenFed Gold: $2,500; Capital One: $2,300; Nordstrom Visa: $2,000; Credit One: $1,250
Amazon: 800; Kohls: $1,500
