Credit Cards

[ac921ol]

I only have 2 CC 

cap1$1800

cred1$850 this is the card saying it will raise my limit. Should I try a back number? Does cap1 not just do a rate increase for nice people lol

store card

plenty/gap $600

[jsucool76]

Cap1 never gives CLIs unless you call the EO...and I would never pay creditone for a CLI......I would just garden, and apply for a new card whenever you feel comfortable. 

[ac921ol]

I assume you mean the back number by EO, I will try that with the cap1 card. So just keep my $850 limit and just apply for another card down the road.

[jsucool76]

---

ac921ol wrote:

I assume you mean the back number by EO, I will try that with the cap1 card. So just keep my $850 limit and just apply for another card down the road.

---

Does it really seem reasonable to pay $20 for every $100 CLI? They probably charge the $20 to your card anyways, so you end up with an $80 increase in available credit...lol 

And EO is executive Office. How old is your cap1 card, and what are your scores like? 

Any Negs? 

Edit: Also your GAP card is a GECRB card...how old is it? Have you tried for a CLI with them? It is always a SP and they are known to be very generous. 

[obageegee]

I recieved an unsolicited CLI from Crap! about a year ago. It was after a car loan.

[ac921ol]

my GECRB is from Sept 2009 $600 limit never asked for CLI

cred1 is from Jan 2008. $850 limit 

cap1 is from July 2008 

I haven't inquired in years for another card 

I have one collection

date assigned March 2010 

$837 medical. The original creditor still has the debt he just paid a firm to send me email/contact me. 

[beb86]

Since the CC ACT these CCC will find a way to make up the fees the once charged initially

[jsucool76]

---

ac921ol wrote:

my GECRB is from Sept 2009 $600 limit never asked for CLI

cred1 is from Jan 2008. $850 limit 

cap1 is from July 2008 

I haven't inquired in years for another card 

I have one collection

date assigned March 2010 

$837 medical. The original creditor still has the debt he just paid a firm to send me email/contact me. 

---

Call up and ask for a CLI on your GAP card. Doesn't hurt to try.