No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I only have 2 CC
cap1$1800
cred1$850 this is the card saying it will raise my limit. Should I try a back number? Does cap1 not just do a rate increase for nice people lol
store card
plenty/gap $600
Cap1 never gives CLIs unless you call the EO...and I would never pay creditone for a CLI......I would just garden, and apply for a new card whenever you feel comfortable.
I assume you mean the back number by EO, I will try that with the cap1 card. So just keep my $850 limit and just apply for another card down the road.
@ac921ol wrote:
I assume you mean the back number by EO, I will try that with the cap1 card. So just keep my $850 limit and just apply for another card down the road.
Does it really seem reasonable to pay $20 for every $100 CLI? They probably charge the $20 to your card anyways, so you end up with an $80 increase in available credit...lol
And EO is executive Office. How old is your cap1 card, and what are your scores like?
Any Negs?
Edit: Also your GAP card is a GECRB card...how old is it? Have you tried for a CLI with them? It is always a SP and they are known to be very generous.
I recieved an unsolicited CLI from Crap! about a year ago. It was after a car loan.
my GECRB is from Sept 2009 $600 limit never asked for CLI
cred1 is from Jan 2008. $850 limit
cap1 is from July 2008
I haven't inquired in years for another card
I have one collection
date assigned March 2010
$837 medical. The original creditor still has the debt he just paid a firm to send me email/contact me.
Since the CC ACT these CCC will find a way to make up the fees the once charged initially
@ac921ol wrote:my GECRB is from Sept 2009 $600 limit never asked for CLI
cred1 is from Jan 2008. $850 limit
cap1 is from July 2008
I haven't inquired in years for another card
I have one collection
date assigned March 2010
$837 medical. The original creditor still has the debt he just paid a firm to send me email/contact me.
Call up and ask for a CLI on your GAP card. Doesn't hurt to try.