10-17-2012 12:00 PM
10-17-2012 12:05 PM
I have seen where many of you have had cc's closed or limits lowered for nonuse. Approximately how long would that be? I will use most of my cards monthly but 2-3 of them are cards I will only use once or twice a year (old navy, brylane, vs)
It varies, but I think once of year is enough use for store cards. I had a Dell account closed after 2 years. of non use.
For major network cards, my guess is you need to use them more oftern, maybe every 3 months or so.,
10-17-2012 01:00 PM
I don't think lenders expect store cards to be used as often, I'd think a few times a year should be fine. For major credit cards, definitely atleast every 6 months, I'd suggest 3 to be safe.
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