Reply
New Visitor
Posts: 2
Registered: ‎02-25-2013
0

CC posting

Currently have two CC showing, but one was my moms CC that she added me about two years ago.. She has since taken me off since im 21. Its been almost four-six months since done this and its still showing up in my CP and hurting my utlization.



Question:

What do you guys recommened i do?

ps. We called the CC company and verified that the name was taken off months ago..

thank you in advance!

Valued Contributor
Posts: 2,373
Registered: ‎03-15-2012
0

Re: CC posting

It's an authorized user account, and you're the authorized user, right?

The quickest way to get rid of the line on Equifax,Experian, and Trans is to do a direct dispute with the CRA, saying it's not yours.

New Visitor
Posts: 2
Registered: ‎02-25-2013
0

Re: CC posting

Yes, i was an authorized user on the account..

 

thank you.. will do the dispute.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.