Currently have two CC showing, but one was my moms CC that she added me about two years ago.. She has since taken me off since im 21. Its been almost four-six months since done this and its still showing up in my CP and hurting my utlization.
What do you guys recommened i do?
ps. We called the CC company and verified that the name was taken off months ago..
thank you in advance!
It's an authorized user account, and you're the authorized user, right?
The quickest way to get rid of the line on Equifax,Experian, and Trans is to do a direct dispute with the CRA, saying it's not yours.