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Contributor
Erika3o3
Posts: 103
Registered: ‎05-04-2010
0

CC reconsiderations

Is it normal for it to take 1-3 business days? I talk to the EO yesterday morning and he said he would get back to me with an answer early next week. Is that normal?


Starting Score: EQ FICO 559
Current Score: EQ FICO 569
Goal Score: 750 All
WF Secured (300)
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Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: CC reconsiderations

yes its normal

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Contributor
Erika3o3
Posts: 103
Registered: ‎05-04-2010
0

Re: CC reconsiderations

Ok thanks for the reply. I see a lot on this board that many people call an seem to get an answer right away. So i wasnt sure if it was normal. :smileyhappy:


Starting Score: EQ FICO 559
Current Score: EQ FICO 569
Goal Score: 750 All
WF Secured (300)
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
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Re: CC reconsiderations

what company? you called or emailed?

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Regular Contributor
angelcred10
Posts: 216
Registered: ‎03-12-2013
0

Re: CC reconsiderations

by chance, what are you getting reconsidered as I'm in a similar situation now.

(although no present CC)


Starting Score: 635 Current Score: 686 Citi Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Cap One Quicksilver $1,300 Wal-Mart $1,000 Best Buy $1.5K DiscoverIT $2.5K Chase Freedom $3K AMEX BCE $2K
Chase Slate - $1,000
AMEX Everyday - $4,000
Sallie Mae - $2,500
New!! Citi Double Cash - 1K
CC Pay-Off Challenge!!!!!
Contributor
Erika3o3
Posts: 103
Registered: ‎05-04-2010
0

Re: CC reconsiderations

[ Edited ]

Im trying to get reconcidered fro a Capital 1 card. And I emailed the EO, who then called me yesterday and asked some questions and said they would get back to me early next week


Starting Score: EQ FICO 559
Current Score: EQ FICO 569
Goal Score: 750 All
WF Secured (300)
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: CC reconsiderations


Erika3o3 wrote:

Im trying to get reconcidered fro a Capital 1 card


Somehow I knew it was CAP1

you will hear from them in that time frame and if you dont im sending you the email address it works...

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Regular Contributor
angelcred10
Posts: 216
Registered: ‎03-12-2013
0

Re: CC reconsiderations

oh the irony, I called a number today for Cap1 they told me that I would have to wait until I get the letter to try and recon my app..

It was a number given by one of those horrible chat agents...

 

It was not a backdoor number (not sure which of those would work)


Starting Score: 635 Current Score: 686 Citi Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Cap One Quicksilver $1,300 Wal-Mart $1,000 Best Buy $1.5K DiscoverIT $2.5K Chase Freedom $3K AMEX BCE $2K
Chase Slate - $1,000
AMEX Everyday - $4,000
Sallie Mae - $2,500
New!! Citi Double Cash - 1K
CC Pay-Off Challenge!!!!!
Community Leader
Senior Contributor
myjourney
Posts: 26,659
Registered: ‎02-07-2013
0

Re: CC reconsiderations


angelcred10 wrote:

oh the irony, I called a number today for Cap1 they told me that I would have to wait until I get the letter to try and recon my app..

It was a number given by one of those horrible chat agents...

 

It was not a backdoor number (not sure which of those would work)


@erika not jacking your thread but

 

@angel cap1 may still offer you a secured card...good luck

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Contributor
Erika3o3
Posts: 103
Registered: ‎05-04-2010
0

Re: CC reconsiderations

I emailed the CEO first. Then got a call from the EO. He said regardless of the outcome he will contact me early next week. I have not recieved my denial letter either yet but he still sent me for a manual inquriy for reconsideration.


Starting Score: EQ FICO 559
Current Score: EQ FICO 569
Goal Score: 750 All
WF Secured (300)

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