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CC reconsiderations

Contributor

CC reconsiderations

Is it normal for it to take 1-3 business days? I talk to the EO yesterday morning and he said he would get back to me with an answer early next week. Is that normal?


Starting Score: EQ FICO 559
Current Score: EQ FICO 569
Goal Score: 750 All
WF Secured (300)
Message 1 of 11
10 REPLIES
Super Contributor

Re: CC reconsiderations

yes its normal

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 11
Contributor

Re: CC reconsiderations

Ok thanks for the reply. I see a lot on this board that many people call an seem to get an answer right away. So i wasnt sure if it was normal. Smiley Happy


Starting Score: EQ FICO 559
Current Score: EQ FICO 569
Goal Score: 750 All
WF Secured (300)
Message 3 of 11
Super Contributor

Re: CC reconsiderations

what company? you called or emailed?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 11
Regular Contributor

Re: CC reconsiderations

by chance, what are you getting reconsidered as I'm in a similar situation now.

(although no present CC)

Starting Score: 635 Current Score: 686 Citi Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Cap One Quicksilver $1,300 Wal-Mart $1,000 Best Buy $1.5K DiscoverIT $2.5K Chase Freedom $3K AMEX BCE $2K
Chase Slate - $1,000 AMEX Everyday - $4,000 Sallie Mae - $2,500
New!! Citi Double Cash - 1K
Message 5 of 11
Contributor

Re: CC reconsiderations

Im trying to get reconcidered fro a Capital 1 card. And I emailed the EO, who then called me yesterday and asked some questions and said they would get back to me early next week


Starting Score: EQ FICO 559
Current Score: EQ FICO 569
Goal Score: 750 All
WF Secured (300)
Message 6 of 11
Super Contributor

Re: CC reconsiderations


Erika3o3 wrote:

Im trying to get reconcidered fro a Capital 1 card


Somehow I knew it was CAP1

you will hear from them in that time frame and if you dont im sending you the email address it works...

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 7 of 11
Regular Contributor

Re: CC reconsiderations

oh the irony, I called a number today for Cap1 they told me that I would have to wait until I get the letter to try and recon my app..

It was a number given by one of those horrible chat agents...

 

It was not a backdoor number (not sure which of those would work)

Starting Score: 635 Current Score: 686 Citi Pull
Goal Score:720s
Tried to use Images but it was all Wibbly, Wobbly, and Timey-Wimey.
Cap One Quicksilver $1,300 Wal-Mart $1,000 Best Buy $1.5K DiscoverIT $2.5K Chase Freedom $3K AMEX BCE $2K
Chase Slate - $1,000 AMEX Everyday - $4,000 Sallie Mae - $2,500
New!! Citi Double Cash - 1K
Message 8 of 11
Super Contributor

Re: CC reconsiderations


angelcred10 wrote:

oh the irony, I called a number today for Cap1 they told me that I would have to wait until I get the letter to try and recon my app..

It was a number given by one of those horrible chat agents...

 

It was not a backdoor number (not sure which of those would work)


@erika not jacking your thread but

 

@angel cap1 may still offer you a secured card...good luck

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 11
Contributor

Re: CC reconsiderations

I emailed the CEO first. Then got a call from the EO. He said regardless of the outcome he will contact me early next week. I have not recieved my denial letter either yet but he still sent me for a manual inquriy for reconsideration.


Starting Score: EQ FICO 559
Current Score: EQ FICO 569
Goal Score: 750 All
WF Secured (300)
Message 10 of 11