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Does anyone know when the following CCs report to the CRAs?
Chase
Discover
Sears
Citibank
Thanks in advance for your replies!
My Citibank and Chase cards report on the statement date, which is what most cards do. I believe Sears is also through Citibank, so you can expect the same. The only cards I know of that do not report on the statement date are HSBC (last business day of the month) and Amex (on the statement date, but 30 days late).
Hope that helps!
My HSBC reports my balances as of the last business day of the month during the first full week of the following month.
My Amex Card use to report on my statement date, However, I have noticed since November 2008 they are now reporting the first week of the month. Of course this causes my balances to be anywhere from two to three months behind.
Not sure why the change in Amex, maybe they are about to tell me something.
Anyone else notice a change in Amex reporting?
All my other cards report my balances as of the closing date.