cancel
Showing results for 
Search instead for 
Did you mean: 

CC suggestions for Exp. 581 Equ 610 Tran 606

Established Member

CC suggestions for Exp. 581 Equ 610 Tran 606

Well, my first "how do I get to the big boys (700+) post". I need to add CC that will improve my scores. I have only one $500, secured zero balance BofA CC. Any suggestions for others and how many should I add? I have Lexington assisting with the removal of two -the last two- negative items. I am trying to get all scores to around 650 by mid next year. Any help means life back into my tired bank LOL. Smiley Happy Thanks for a great community myFICO Smiley Wink

Message 1 of 8
7 REPLIES
Established Contributor

Re: CC suggestions for Exp. 581 Equ 610 Tran 606


Gladtobehere wrote:

Well, my first "how do I get to the big boys (700+) post". I need to add CC that will improve my scores. I have only one $500, secured zero balance BofA CC. Any suggestions for others and how many should I add? I have Lexington assisting with the removal of two -the last two- negative items. I am trying to get all scores to around 650 by mid next year. Any help means life back into my tired bank LOL. Smiley Happy Thanks for a great community myFICO Smiley Wink


I know a few may be down on them, but I really like Capital One's credit card products for those wishing to increase their credit standing. The annual fee is usually pretty reasonable - and they typically begin you with a $500 limit that increases to anywhere between $750-1,000 after 6 months. IME, their credit reporting is also getting up to speed. They report balances much faster than they used to.

 

Here is the pre-qualification site. You can check your eligibility for one of their products without a hard pull or negatively impacting your FICO scores:

 

https://cardfinder.capitalone.com/CapOne/findMyOffer.do?ex=R&pr=&id=&tg=19&pnt=ZUNS11ZZZZZZZZZZZZZZ&...

 

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
Take the FICO Fitness Challenge
Message 2 of 8
Established Member

Re: CC suggestions for Exp. 581 Equ 610 Tran 606

Creditcrusader, thanks for the information. I was looking at Captital One and another bank. I will see what happens. Thanks again and good luck towards reaching your 750 goal, you can do it! Smiley Happy

Message 3 of 8
Established Member

Re: CC suggestions for Exp. 581 Equ 610 Tran 606

WOW! Just was approved for a $1000 Capital One CC! CreditCrusader I would have never have did the application, if you didnt provide the assistance. Thank you! Thank you! Best wishes to you. Smiley Very Happy

Message 4 of 8
Established Contributor

Re: CC suggestions for Exp. 581 Equ 610 Tran 606


Gladtobehere wrote:

WOW! Just was approved for a $1000 Capital One CC! CreditCrusader I would have never have did the application, if you didnt provide the assistance. Thank you! Thank you! Best wishes to you. Smiley Very Happy


Congrats! That's a pretty awesome starting limit from Cap One. Good luck to you as well! Smiley Happy

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
Take the FICO Fitness Challenge
Message 5 of 8
Established Contributor

Re: CC suggestions for Exp. 581 Equ 610 Tran 606

Congratulations, that is an excellent start!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 6 of 8
Valued Member

Re: CC suggestions for Exp. 581 Equ 610 Tran 606

Congrats!

 

Which Cap One did you get a starting credit limit of $1000.00?


Starting Score: 552 Nov 2010
Current Score: 681 Mar 20113
Goal Score: 720


Take the FICO Fitness Challenge
Message 7 of 8
Highlighted
Established Member

Re: CC suggestions for Exp. 581 Equ 610 Tran 606

To check for yourself try the link Capital One pre-qualify. I recieved the Capital One Platinum CC. Now I need one more, probably secured so I can establish a $3000+ credit limit. Good luck Wamcon.Smiley Wink

Message 8 of 8