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Established Member
Gladtobehere
Posts: 29
Registered: ‎10-13-2011

CC suggestions for Exp. 581 Equ 610 Tran 606

Well, my first "how do I get to the big boys (700+) post". I need to add CC that will improve my scores. I have only one $500, secured zero balance BofA CC. Any suggestions for others and how many should I add? I have Lexington assisting with the removal of two -the last two- negative items. I am trying to get all scores to around 650 by mid next year. Any help means life back into my tired bank LOL. :smileyhappy: Thanks for a great community myFICO :smileywink:


Starting Score: 581 Exp Eqx 610 Tran 606
Current Score: 670 Exp Eqx 680 Tran 672
Goal Score: 785 Exp Eqx 790 Tran 775


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Established Contributor
CreditCrusader
Posts: 799
Registered: ‎09-27-2011

Re: CC suggestions for Exp. 581 Equ 610 Tran 606


Gladtobehere wrote:

Well, my first "how do I get to the big boys (700+) post". I need to add CC that will improve my scores. I have only one $500, secured zero balance BofA CC. Any suggestions for others and how many should I add? I have Lexington assisting with the removal of two -the last two- negative items. I am trying to get all scores to around 650 by mid next year. Any help means life back into my tired bank LOL. :smileyhappy: Thanks for a great community myFICO :smileywink:


I know a few may be down on them, but I really like Capital One's credit card products for those wishing to increase their credit standing. The annual fee is usually pretty reasonable - and they typically begin you with a $500 limit that increases to anywhere between $750-1,000 after 6 months. IME, their credit reporting is also getting up to speed. They report balances much faster than they used to.

 

Here is the pre-qualification site. You can check your eligibility for one of their products without a hard pull or negatively impacting your FICO scores:

 

https://cardfinder.capitalone.com/CapOne/findMyOffer.do?ex=R&pr=&id=&tg=19&pnt=ZUNS11ZZZZZZZZZZZZZZ&...

 

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
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Established Member
Gladtobehere
Posts: 29
Registered: ‎10-13-2011

Re: CC suggestions for Exp. 581 Equ 610 Tran 606

Creditcrusader, thanks for the information. I was looking at Captital One and another bank. I will see what happens. Thanks again and good luck towards reaching your 750 goal, you can do it! :smileyhappy:


Starting Score: 581 Exp Eqx 610 Tran 606
Current Score: 670 Exp Eqx 680 Tran 672
Goal Score: 785 Exp Eqx 790 Tran 775


Take the FICO Fitness Challenge
Established Member
Gladtobehere
Posts: 29
Registered: ‎10-13-2011

Re: CC suggestions for Exp. 581 Equ 610 Tran 606

WOW! Just was approved for a $1000 Capital One CC! CreditCrusader I would have never have did the application, if you didnt provide the assistance. Thank you! Thank you! Best wishes to you. :smileyvery-happy:


Starting Score: 581 Exp Eqx 610 Tran 606
Current Score: 670 Exp Eqx 680 Tran 672
Goal Score: 785 Exp Eqx 790 Tran 775


Take the FICO Fitness Challenge
Established Contributor
CreditCrusader
Posts: 799
Registered: ‎09-27-2011

Re: CC suggestions for Exp. 581 Equ 610 Tran 606


Gladtobehere wrote:

WOW! Just was approved for a $1000 Capital One CC! CreditCrusader I would have never have did the application, if you didnt provide the assistance. Thank you! Thank you! Best wishes to you. :smileyvery-happy:


Congrats! That's a pretty awesome starting limit from Cap One. Good luck to you as well! :smileyhappy:

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
Take the FICO Fitness Challenge
Established Contributor
tennisfan78
Posts: 629
Registered: ‎09-18-2011

Re: CC suggestions for Exp. 581 Equ 610 Tran 606

Congratulations, that is an excellent start!!!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

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Valued Member
wamcon
Posts: 43
Registered: ‎06-18-2011

Re: CC suggestions for Exp. 581 Equ 610 Tran 606

Congrats!

 

Which Cap One did you get a starting credit limit of $1000.00?


Starting Score: 552 Nov 2010
Current Score: 681 Mar 20113
Goal Score: 720


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Established Member
Gladtobehere
Posts: 29
Registered: ‎10-13-2011

Re: CC suggestions for Exp. 581 Equ 610 Tran 606

To check for yourself try the link Capital One pre-qualify. I recieved the Capital One Platinum CC. Now I need one more, probably secured so I can establish a $3000+ credit limit. Good luck Wamcon.:smileywink:


Starting Score: 581 Exp Eqx 610 Tran 606
Current Score: 670 Exp Eqx 680 Tran 672
Goal Score: 785 Exp Eqx 790 Tran 775


Take the FICO Fitness Challenge

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