No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I posted this same message on the rebuilding forum. Could a moderator please close that thread and leave this one
Thanks to Myfico. It’s about 5 yrs. now and finally in the 700s (774 EQ and 785TU). However, I have lower limits and a thin file. My TLs are Firestone $1200, BOA $1000 and Georgia’s Own CU $1000. Other TL is a paid off on-time Cap1 car loan from 03 that will fall off in July 2013. EQ and TU are squeaky clean and EX has 1 derog that falls of this month. My current goals are 1) secure an auto loan b4 my Cap 1 auto loan falls off in July. Goal 2) Re-establish relationship w/ American Express and hopefully have them backdate to 1991. Had a charge card CO that was paid in full. Goal 3) to get at least 2 new Prime CCs w/at least $5000 CLs. Chase/American Express sound good. Since AExpress pulls EX and have my last derog w/ EX, I can’t mess with AE until it falls of this month. Any suggestions as to how I can accomplish my goals? As always thanks to all of you for your help.
How long have you had the cards chase likes to see 1 year of history?
you could app for a Penfed cc. Do you have a solid Rewards or Gas card?
You might want to try Chase b4 AMEX. Even if you have to recon (and I doubt you will) you should have not problems with your scores. Then you can go for AMEX. I'm sure others with deeper knowledge of AMEX criteria can advise if you even need to wait.
...and congrats on your success over the years.
I highly recommend PenFed credit cards, as they are the cream of the crop regarding rewards for spending.
PenFed Platinum Rewards
PenFed Premium Travel Rewards American Express® Card |
|
PenFed Platinum Cash Rewards Visa® Card |
|
@webhopper wrote:I highly recommend PenFed credit cards, as they are the cream of the crop regarding rewards for spending.
PenFed Platinum Rewards
- 5 points per dollar spent on gas purchases paid at the pump
- 1 points per dollar spent on all other purchases
PenFed Premium Travel Rewards American Express® Card
- 5 points on airfare purchases
- 1 point on all other purchases
- 20,000 bonus points when you spend $2,500 within the first 3 months of opening the card
- No annual fee
- No foreign transaction fee
- 4.99% APR promotional balance transfer rate on transfers made from April 1, 2013 through June 30, 2013 for the life of balance with no balance transfer fee. After that, the APR for any new balance transfers will be 9.99% and will vary with the market based on the Prime Rate. The fee for balance transfers made after June 30, 2013 will return to 3% (Min. $10 – Max. $250) per transaction. This transaction is subject to credit approval.
Platinum Rewards is also 3% on supermarkets.
BOA is 4 yrs, Firestone is 3 and Georgias Own 1 yr .Currently 0 inquiries. Would any one know who Chase pulls in GA?
Discover likes to pull EQ