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CC utilization

New Contributor

CC utilization

As of now I only have one CC. Is it best for me to PIF everytime or to leave a little balance on there?
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2 REPLIES
Epic Contributor

Re: CC utilization

PIF, becuase when you get your statement, the entire balance has already reported to your credit file.

maybe consider getting another major credit card (visa, mastercard, discover) and  a store card to give yourself a little more room with utilization and a good mix. 

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Regular Contributor

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