Credit Cards

[jaguls66]

I applied 2 weeks ago, they did a hard inq.

No communication whatsoever.

Despite an email I sent tammy 3 days ago.

Anyone else have this trouble? Or my scores just that bad? Only after a 500 CL.

[FICO_Focused]

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jaguls66 wrote:
I applied 2 weeks ago, they did a hard inq.

No communication whatsoever.

Despite an email I sent tammy 3 days ago.

Anyone else have this trouble? Or my scores just that bad? Only after a 500 CL.

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Patience is a virtue... They will call or email. It took a couple of weeks for me to hear back as well. Then EVERYTHING moved right along.

Don't sweat.

Rob

[Jamesus81801]

They do everything manually from what I've read here in these forums, and I can imagine, with all the people that have gone to them from here alone, that they are probably swamped with apps and it might just take a little bit.

[FICO_Focused]

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Jamesus81801 wrote:

They do everything manually from what I've read here in these forums, and I can imagine, with all the people that have gone to them from here alone, that they are probably swamped with apps and it might just take a little bit.

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Agreed.

Rob

[jaguls66]

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FICO_Focused wrote:

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jaguls66 wrote:
I applied 2 weeks ago, they did a hard inq.

No communication whatsoever.

Despite an email I sent tammy 3 days ago.

Anyone else have this trouble? Or my scores just that bad? Only after a 500 CL.

---

Patience is a virtue... They will call or email. It took a couple of weeks for me to hear back as well. Then EVERYTHING moved right along.

Don't sweat.

Rob

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OK, putting on my patience cap, and waiting til the end of next week.

[CreditHawk]

Being patient is the best way to go about this. I submitted nearly a week ago and finally got an email saying they were processing my app. I don't expect an answer anytime soon, nor do I need one that fast. They'll get to it when they get to it.

[myhearts07]

Try Carrie @ 800-347-2228 x 6129  She called me.  I didn't get my loan because I was over the amount of unsecured debt that is allowed, she said.  I did not really understand that, but that's fine, they are doing a great work...  I will try in 6 months.

Eve

[Jamesus81801]

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myhearts07 wrote:

 I didn't get my loan because I was over the amount of unsecured debt that is allowed, she said. 

Eve

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I pretty much got the same response from BoA when I applied for a CC, but they did tell me it had to do with my income to available credit ratio...

[onmyway3161]

I applied on the 21st and I got a call from Jeri today. Since I am self employed they needed me to fax last years income tax report and a copy of my Social Security card. Not sure if I am going to get the Visa or what amount if it is approved (I ask for 4000.00) but I will update when I hear something from them.