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CCL what amounts are considered high on average?

Established Contributor

Re: CCL what amounts are considered high on average?

With solids seven hundreds, I consider anything above 15K high credit. I think 10K - 15K is pretty average for those with good credit and aren't CLI freaks, like me! All my cards around 15K...a few will shoot up to about 20K this month and then in its clear sailing until I get the USAA card and a store card in the years to come...
__________________________________________________
Time to clean house and get rid of CCs from bad CCCs. Opt'd Out and Paying off the Balance: BofA. Closed: Chase Freedom. Keeping: Amex Blue, Amex Costco Cash back, Citi Forward, USAA MC, USAA Amex, and PenFed Platinum Cash Back. Next up for review: Chase Sapphire...
Message 11 of 38
Senior Contributor

Re: CCL what amounts are considered high on average?



credit08 wrote:
I have 1 CC MBNA PLT+ $20K- 6 add CC @ $10k each- 2 CC @ 8K-1 @ 7200 My FICO"s are EQI783 TU780 EXP760. Are these CLI"s average I know that other people have considerable higher, limits than what I have curiosity where do I stand in the mix of things. Credit 08




Just wondering... What is your age and do you own a home. Do I have this correct at $103,200 for your total rev credit? Wow! You don't see that too often regardless of income.
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Message 12 of 38
Established Contributor

Re: CCL what amounts are considered high on average?

In our household, we have:

1@26K
3@20K
1@10K
1@5K
2 "no specific limit"

I have no idea if that's a lot or a little relative to our credit scores and income.
4/25: TU 793, EQ 791, EX ?
Goal: 800s by 12/09
Message 13 of 38
Established Contributor

Re: CCL what amounts are considered high on average?


ilovepizza wrote:


credit08 wrote:
I have 1 CC MBNA PLT+ $20K- 6 add CC @ $10k each- 2 CC @ 8K-1 @ 7200 My FICO"s are EQI783 TU780 EXP760. Are these CLI"s average I know that other people have considerable higher, limits than what I have curiosity where do I stand in the mix of things. Credit 08




Just wondering... What is your age and do you own a home. Do I have this correct at $103,200 for your total rev credit? Wow! You don't see that too often regardless of income.




Interesting stats. I guess I'll disclose my age and total available revolving credit since it differs from the info presented. I'm 22 and I have a total available credit of 68.5K. I'm hoping to have about 80K by end of the month, spread over 6 cards. I rent, but hope to own in the next year or so...hence, my credit fanaticism right now. Lol. I know I'm weirdo at times.

Message Edited by Pj1369 on 04-03-2008 11:56 PM
__________________________________________________
Time to clean house and get rid of CCs from bad CCCs. Opt'd Out and Paying off the Balance: BofA. Closed: Chase Freedom. Keeping: Amex Blue, Amex Costco Cash back, Citi Forward, USAA MC, USAA Amex, and PenFed Platinum Cash Back. Next up for review: Chase Sapphire...
Message 14 of 38
Senior Contributor

Re: CCL what amounts are considered high on average?

I had $20k total when I was 22. And I was trying to get more and more credit. But $20k was my best limit. My girlfriend 22 has about $25k total combined with my help. I'd say you are a high very roller when it comes to credit lines.
If we never set higher goals we would never get as far.
sol, credit 101, acr, abbreviations, calc
Message 15 of 38
Moderator Emeritus

Re: CCL what amounts are considered high on average?

I agree with pizza.  At 22 I was lucky if I could scrounge up gas money.
 
----------------------------
App free since 7/11/08.
TU 744 / EX 710 / EQ 694 (Starting to slip. Smiley Surprised )
Message 16 of 38
Established Contributor

Re: CCL what amounts are considered high on average?



ilovepizza wrote:
I had $20k total when I was 22. And I was trying to get more and more credit. But $20k was my best limit. My girlfriend 22 has about $25k total combined with my help. I'd say you are a high very roller when it comes to credit lines.




Not a high roller at all Smiley Happy...it's all thanks to you and others on the forums. Without the forums, I would have never known to ask for CLIs every six months, and last year, pre-credit crunch, I was doing every 3 months, lol. Pre-forums, I had about $25K, lol...
__________________________________________________
Time to clean house and get rid of CCs from bad CCCs. Opt'd Out and Paying off the Balance: BofA. Closed: Chase Freedom. Keeping: Amex Blue, Amex Costco Cash back, Citi Forward, USAA MC, USAA Amex, and PenFed Platinum Cash Back. Next up for review: Chase Sapphire...
Message 17 of 38
Senior Contributor

Re: CCL what amounts are considered high on average?

well, not wanting to brag (really). under 40, annual salary of just over 72k, roughly 80k in total revolving lines, and not one of my scores have never been over 700 (yet).
 
highest cc limit is 19k, i love citi as much as they are loving me!
Message 18 of 38
Established Contributor

Re: CCL what amounts are considered high on average?



dnm45227 wrote:
well, not wanting to brag (really). under 40, annual salary of just over 72k, roughly 80k in total revolving lines, and not one of my scores have never been over 700 (yet).
highest cc limit is 19k, i love citi as much as they are loving me!



I'm glad to hear citi is so full of love, lol. Did you achieve that CL w/out any hards by chance?
__________________________________________________
Time to clean house and get rid of CCs from bad CCCs. Opt'd Out and Paying off the Balance: BofA. Closed: Chase Freedom. Keeping: Amex Blue, Amex Costco Cash back, Citi Forward, USAA MC, USAA Amex, and PenFed Platinum Cash Back. Next up for review: Chase Sapphire...
Message 19 of 38
Senior Contributor

Re: CCL what amounts are considered high on average?

no. citi love has always been hard for me. however, i started w/them 9 months ago and i have 20k already. reallocated 9k from 1 card to my newest card to obtain 19k. i'm hoping boa and nat city (both 12K) get jealous when it hits the reports and compete for my buis.
Message 20 of 38