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Some good news for ppl who are looking to rebuild, obtain new credit or looking for CLI in 2012.
Credit card defaults dropped so sharply in 2011 that banks may pick up their pace of opening new accounts in 2012. Very encouraging news imo.
I think this link below will be encouraging for alot of ppl so keep your heads up if you are rebuilding or to OP who are looking to increase their CL or obtain new CCs
http://www.seattlepi.com/business/article/Defaults-down-credit-cos-may-issue-more-cards-2405939.php
Good news for folks with slightly blemished credit!
@Guava wrote:Good news for folks with slightly blemished credit!
Guess Discover is just hating on me then
The rules for credit kingdom will still be the same for 2012. It is true that the collection departments set the bar for eligibility. So...pay on time , don't overcharge or over app. May be a little more money out there for those who are qualified. Don't make yourself look "needy"!
@LS2982 wrote:
@Guava wrote:Good news for folks with slightly blemished credit!
Guess Discover is just hating on me then
You'll get one, eventually
@LS2982 wrote:
@Guava wrote:
@LS2982 wrote:
@Guava wrote:Good news for folks with slightly blemished credit!
Guess Discover is just hating on me then
You'll get one, eventually
Yup, patience.I need this.
Good thing you're not a doctor LS
I think you're probably doing good with your cards, it's your mouse you might have to put in the freezer huh?
BTW, I app'd for DM back in April, I called and they wanted a co-app for me too at that time (I had one erroneous negative on my report), I laughed and sad no thanks, I'll wait, the CSR kind of laughed too and said, I don't blame you. This month, totally different outcome (also, the 1 negative had long since been removed). I'm guessing you'll like DM next year
@RyVision wrote:
@LS2982 wrote:
@Guava wrote:
@LS2982 wrote:
@Guava wrote:Good news for folks with slightly blemished credit!
Guess Discover is just hating on me then
You'll get one, eventually
Yup, patience.I need this.
Good thing you're not a doctor LSI think you're probably doing good with your cards, it's your mouse you might have to put in the freezer huh?
BTW, I app'd for DM back in April, I called and they wanted a co-app for me too at that time (I had one erroneous negative on my report), I laughed and sad no thanks, I'll wait, the CSR kind of laughed too and said, I don't blame you. This month, totally different outcome (also, the 1 negative had long since been removed). I'm guessing you'll like DM next year
That'll be my new baby this day next year. 12/18/2012. Book it.