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CCs easier to obtain in 2012?

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tntexans72
Valued Contributor

CCs easier to obtain in 2012?

Some good news for ppl who are looking to rebuild, obtain new credit or looking for CLI in 2012.

 

Credit card defaults dropped so sharply in 2011 that banks may pick up their pace of opening new accounts in 2012. Very encouraging news imo.

 

I think this link below will be encouraging for alot of ppl so keep your heads up if you are rebuilding or to OP who are looking to increase their CL or obtain new CCs  Smiley Happy

 

 

 

http://www.seattlepi.com/business/article/Defaults-down-credit-cos-may-issue-more-cards-2405939.php

 

 

 

 

Message 1 of 8
7 REPLIES 7
Guava
Established Contributor

Re: CCs easier to obtain in 2012?

Good news for folks with slightly blemished credit!


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 2 of 8
LS2982
Mega Contributor

Re: CCs easier to obtain in 2012?


@Guava wrote:

Good news for folks with slightly blemished credit!


Guess Discover is just hating on me then Smiley Very Happy




EQ FICO 548 3/3/16
Message 3 of 8
namvet
Established Contributor

Re: CCs easier to obtain in 2012?

The rules for credit kingdom will still be the same for 2012.  It is true that the collection departments set the bar for eligibility.  So...pay on time , don't overcharge or over app.  May be a little more money out there for those who are qualified.  Don't make yourself look "needy"!

Message 4 of 8
Guava
Established Contributor

Re: CCs easier to obtain in 2012?


@LS2982 wrote:

@Guava wrote:

Good news for folks with slightly blemished credit!


Guess Discover is just hating on me then Smiley Very Happy


You'll get one, eventually Smiley Happy


Starting Score (08/11/11): TU08: 643
Current Score: TU08: 741
Goal Score: Stay in the 700s; keep reports clean


Take the FICO Fitness Challenge
Message 5 of 8
LS2982
Mega Contributor

Re: CCs easier to obtain in 2012?


@Guava wrote:

@LS2982 wrote:

@Guava wrote:

Good news for folks with slightly blemished credit!


Guess Discover is just hating on me then Smiley Very Happy


You'll get one, eventually Smiley Happy


Yup, patience.I need this.




EQ FICO 548 3/3/16
Message 6 of 8
RyVision
Valued Contributor

Re: CCs easier to obtain in 2012?


@LS2982 wrote:

@Guava wrote:

@LS2982 wrote:

@Guava wrote:

Good news for folks with slightly blemished credit!


Guess Discover is just hating on me then Smiley Very Happy


Smiley Happy

You'll get one, eventually Smiley Happy


Yup, patience.I need this.



Good thing you're not a doctor LS Smiley Very Happy

I think you're probably doing good with your cards, it's your mouse you might have to put in the freezer huh? Smiley Wink

 

BTW, I app'd for DM back in April, I called and they wanted a co-app for me too at that time (I had one erroneous negative on my report), I laughed and sad no thanks, I'll wait, the CSR kind of laughed too and said, I don't blame you. This month, totally different outcome (also, the 1 negative had long since been removed). I'm guessing you'll like DM next year


AKA 840flippedto480
Message 7 of 8
LS2982
Mega Contributor

Re: CCs easier to obtain in 2012?


@RyVision wrote:

@LS2982 wrote:

@Guava wrote:

@LS2982 wrote:

@Guava wrote:

Good news for folks with slightly blemished credit!


Guess Discover is just hating on me then Smiley Very Happy


Smiley Happy

You'll get one, eventually Smiley Happy


Yup, patience.I need this.



Good thing you're not a doctor LS Smiley Very Happy

I think you're probably doing good with your cards, it's your mouse you might have to put in the freezer huh? Smiley Wink

 

BTW, I app'd for DM back in April, I called and they wanted a co-app for me too at that time (I had one erroneous negative on my report), I laughed and sad no thanks, I'll wait, the CSR kind of laughed too and said, I don't blame you. This month, totally different outcome (also, the 1 negative had long since been removed). I'm guessing you'll like DM next year


That'll be my new baby this day next year. 12/18/2012. Book it.




EQ FICO 548 3/3/16
Message 8 of 8
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