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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: CHASE FREEDOM?????????????

Was just told it can take up to a week to review the info faxed. This going to be a very llooonnggggg weekend

Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012

Re: CHASE FREEDOM?????????????

It may be worth the wait patience my friend. Good things come to those who wait.

Established Contributor
migliogiorni
Posts: 657
Registered: ‎06-27-2012

Re: CHASE FREEDOM?????????????

upon verification of Identity you will be approved, GL.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: CHASE FREEDOM?????????????

Thanks

Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: CHASE FREEDOM?????????????

Valid and helpful point @ wally

New Contributor
heathuhhhhwebbbb
Posts: 163
Registered: ‎10-18-2012

Re: CHASE FREEDOM?????????????

Here is my experience with Chase Freedom:

 

Applied online about 2-3 weeks ago and got the 7-10 message.

Called the backdoor number via this forum and got denied due to: 1 unpaid CO from 2005, high utlization %

Called the backdoor number again a day later and got denied again: same reasons.

Called the backdoor number again a week later and got denied: 2 medical collections 2012

After much work and letters within a week I was able to do the following:  1 unpaid CO removed, 2 medical collections removed from TU ONLY.

Called the backdoor number TODAY, explained my situation and asked if they could pull my TU report.  The lovely lady (who I will never forget her name since this has been such an ordeal for me), put me on hold for about 15 minutes then transferred me to the "Verification Specialist" who then asked me a few questions and placed me on hold for about 3 minutes.  When he came back on, he congratulated me and said "You're Chase Freedom will come in the mail in 7-10 business days!"

 

I have fraud alerts on all of my credit reports as well.  I was never asked to fax any documents in though, they did ask me a lot of questions that could NOT have been answered by anybody but me, as well as asked me to verify my two previous addresses.

 

Don't give up hope!

09/2013: TU FICO 692, EQ FICO 698, EX PLUS 709. No apps until December 2014!
Freedom: $1500 Cap1 Plat: $2000 Cap1 Cash: $1500 Barclays: $4000 Walmart: $2700 GE Luxury: $4800 Jared: $1500 Davids Bridal: $1500
Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: CHASE FREEDOM?????????????

Im not giving up hope just wanna know if im approved or not and thats whats killing me

Contributor
firstladyd
Posts: 143
Registered: ‎05-23-2011

Re: CHASE FREEDOM?????????????

I would say probably approved. congratulations!!!


Starting Score: 585
Current Score: TU 734 Walmart EQ 704 FICO EX 721
Goal Score: 750 Across the board


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Moderator
webhopper
Posts: 7,230
Registered: ‎09-16-2011

Re: CHASE FREEDOM?????????????

I agree with others who have said you are most likely approved! Good luck!!

Starting Score: 08/29/2011 TU 671 EQ 674
Current Score: TU 754 EQ 694 EX 697
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
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MyFICO Fitness Goal: 800s Club!



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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012

Re: CHASE FREEDOM?????????????

Thanks everyone for the uplifting words. My fingers are crossed


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