04-13-2010 11:32 AM
I have been reading post about chase slashing limits on old wamu cards or not ever giving credit limit increases.. i org got wamu card 5/2008 with 2500.00 credit limit. it switched to chase and i did product change to Chase Tj Maxx MC within 30days of switching to chase. I now have 3100.00 total credit limit which has included 2 300.00 auto limit increases. i recently over last 6 months maybe a little longer have carried a large balance.. i recently like last week paid it to 50% and this week will pay off entire balance owed.. im just curious if maybe my mortgage with them (5/2009) has something to do with NOT being slashed and also still recieving credit limit increase. my co-worker switched and has not been increased at all..
Just curios is all..
04-13-2010 12:04 PM
Kris dont count on chase playing nice because of your mortgage. my dh and i have chase for mortgage (since 4/07) and cc. both of us have had our limits lowered. I had $2k they gave me a $300 cli. then 3 months later its down to $1600. i didn't know until i put a big purchase on it. Dh had his cut from $7500 to $6700 at the same time.
04-13-2010 12:32 PM
wow! well i will keep an eye on my limit and see what happens.. will def post here if they touch it!!
04-13-2010 05:03 PM
total credit limit which has included 2 300.00 auto limit increases.
auto limit increases from chase? that's unusual. props to you for fitting their profile, whatever it is.
04-14-2010 04:56 AM
Yes auto increases!!!! im actually shocked myself.. Im paying my remaining balance off tomorrow of 1313.77 which will bring me to a zero balance so we will see what happens then. i couldnt imagine fitting some profile of Chase's with a 9 year old BK but i havent been late in several years and only have one or 2 inquiries on TU and EQ so i have no clue.. will keep ya posted.
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