Reply
Regular Contributor
Kris1228
Posts: 216
Registered: ‎01-26-2008
0

CHASE/ OLD WAMU

I have been reading post about chase slashing limits on old wamu cards or not ever giving credit limit increases.. i org got wamu card 5/2008 with 2500.00 credit limit. it switched to chase and i did product change to Chase Tj Maxx MC within 30days of switching to chase.  I now have 3100.00 total credit limit which has included 2 300.00 auto limit increases. i recently over last 6 months maybe a little longer have carried a large balance.. i recently like last week paid it to 50% and this week will pay off entire balance owed.. im just curious if maybe my mortgage with them (5/2009) has something to do with NOT being slashed and also still recieving credit limit increase. my co-worker switched and has not been increased at all..

 

Just curios is all.. :smileywink:

FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone
Regular Contributor
lisac
Posts: 144
Registered: ‎04-21-2008
0

Re: CHASE/ OLD WAMU

Kris dont count on chase playing nice because of your mortgage. my dh and i have chase for mortgage (since 4/07) and cc.  both of us have had our limits lowered.  I had $2k they gave me a $300 cli. then 3 months later its down to $1600.  i didn't know until i put a big purchase on it.  Dh had his cut from $7500 to $6700 at the same time.   

Regular Contributor
Kris1228
Posts: 216
Registered: ‎01-26-2008
0

Re: CHASE/ OLD WAMU

wow!  well i will keep an eye on my limit and see what happens.. will def post here if they touch it!!

FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone
Regular Contributor
Nonaii
Posts: 246
Registered: ‎06-02-2008
0

Re: CHASE/ OLD WAMU

 


Kris1228 wrote:

 total credit limit which has included 2 300.00 auto limit increases.

 


 

auto limit increases from chase?  that's unusual.  props to you for fitting their profile, whatever it is.

 

Regular Contributor
Kris1228
Posts: 216
Registered: ‎01-26-2008
0

Re: CHASE/ OLD WAMU

Yes auto increases!!!! im actually shocked myself.. Im paying my remaining balance off tomorrow of 1313.77 which will bring me to a zero balance so we will see what happens then. i couldnt imagine fitting some profile of Chase's with a 9 year old BK but i havent been late in several years and only have one or 2 inquiries on TU and EQ so i have no clue.. will keep ya posted.

FICO's - 3/14/14 TU 795 4/17/14 EQ:805 3/7/14 EX: 801


Baddies all Gone

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}