Reply
New Contributor
Posts: 56
Registered: ‎07-23-2008
0

CHASE REINSTATED CREDIT LINE!!

A few weeks ago chase decreased my cl from 2500 to 700.  I called and they said the usual the economy blah blah blah but that couldnt increase it back.  I sent a message online and got it increased to 900.  I received a call a few minutes ago about the call i made.  They wanted to know how much i would like to have my credit line. I told them back to original credit line or whatever they could give me.  They reinstated my cl without a hard pull.  So weird.  Glad it is back though.

Senior Contributor
Posts: 4,267
Registered: ‎05-01-2008
0

Re: CHASE REINSTATED CREDIT LINE!!

 

WOW....congrats to you!!!

 

Thats great news!!! :smileysurprised:



Starting Score: 02/2015 TU 709 - EQ 676 - EX 729
Current Score: 02/2015 TU 709 - EQ 676 - EX 729
Goal Score: 850

Bury me in the garden...last app 12.19.14

Regular Contributor
Posts: 235
Registered: ‎02-14-2010
0

Re: CHASE REINSTATED CREDIT LINE!!

[ Edited ]

I would've asked for more than the original.  If they laugh at me then at least they might be willing to go half way.  They are trying to sell me a goods/service so what is wrong with trying to get the best price?  I guess this could also be called bartering- I do it all the time and it works for me! Just my opinion.  Congrats though but it seems to me that they should've never done CLD in the first place.


TU Fico 736 EQ Fico 730 (December 2012)
New Contributor
Posts: 68
Registered: ‎08-07-2007
0

Re: CHASE REINSTATED CREDIT LINE!!

Congrats! I just signed in to my account and noticed that they just reinstated my original CL too. I guess that second complaint to the BBB actually worked...


Starting Score: TU: 682, EQ: 653 (2/22/2012)
Current Score: TU: 682, EQ: 653
Goal Score: TU: 750, EQ: 750


Take the FICO Fitness Challenge

Wallet: Citi Forward - $11.9k/$11.4k, Citi mtvU - $11k, Discover More - $11k, Cap One - $7,300/$1,450/$550, Chase Freedom - $6k, Chase AGR - $1,200
Valued Member
Posts: 38
Registered: ‎03-24-2009
0

Re: CHASE REINSTATED CREDIT LINE!!

 


FantumGrey wrote:

Congrats! I just signed in to my account and noticed that they just reinstated my original CL too. I guess that second complaint to the BBB actually worked...


 

FantumGrey, where did you go to file a complaint to the BBB? I just checked my Chase online account, and they lowered my limit from $1000 to $300. I know the limit wasn't too large to begin with, but I'm still upset considering I just PIF the balance yesterday.

 

New Contributor
Posts: 68
Registered: ‎08-07-2007
0

Re: CHASE REINSTATED CREDIT LINE!!

 


tiffanie wrote:

 

FantumGrey, where did you go to file a complaint to the BBB? I just checked my Chase online account, and they lowered my limit from $1000 to $300. I know the limit wasn't too large to begin with, but I'm still upset considering I just PIF the balance yesterday.

 


 

I did it online at BBB Online Complaints: https://odr.bbb.org/odrweb/public/getstarted.aspx

 

My (second) complaint was that they not only lowered my credit line despite me being a good paying customer, but that they also wanted me to take a hard inquiry to reinstate the line which was doubly detrimental to my credit score.


Starting Score: TU: 682, EQ: 653 (2/22/2012)
Current Score: TU: 682, EQ: 653
Goal Score: TU: 750, EQ: 750


Take the FICO Fitness Challenge

Wallet: Citi Forward - $11.9k/$11.4k, Citi mtvU - $11k, Discover More - $11k, Cap One - $7,300/$1,450/$550, Chase Freedom - $6k, Chase AGR - $1,200
Valued Member
Posts: 38
Registered: ‎03-24-2009
0

Re: CHASE REINSTATED CREDIT LINE!!

 


FantumGrey wrote:

 


tiffanie wrote:

 

FantumGrey, where did you go to file a complaint to the BBB? I just checked my Chase online account, and they lowered my limit from $1000 to $300. I know the limit wasn't too large to begin with, but I'm still upset considering I just PIF the balance yesterday.

 


 

I did it online at BBB Online Complaints: https://odr.bbb.org/odrweb/public/getstarted.aspx

 

My (second) complaint was that they not only lowered my credit line despite me being a good paying customer, but that they also wanted me to take a hard inquiry to reinstate the line which was doubly detrimental to my credit score.


FantumGrey, Thanks for the quick reply. I will file the complaint before heading to bed tonight. I also sent them an email through my online account, I guess we'll see what happens. If they don't reinstate my limit I'm just going to close it because I'm tired of dealing and hearing about Chase.

 

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.