Well, I just got the feeling I might be able to work on improving my current cards a tad while waiting to app for Amex BCP in January 2013, so I called CHASE today and requested a CLI. Initially they increased my Freedom from 500 to 800, and I promptly asked for a recon (I did not want to waste an HP on a 300 increase). I was transferred to a lady in the lending department. We went through the normal questions; gross income, length of self-employment, rent, home ownership, etc. About 15 minutes while she analyzed and reviewed the account. I did butter them up a bit and mentioned that the Freedom was my lowest limit card (which is true), and that I had a 4500 limit on my Discover card, and that I run up to 1500 a month on my AMEX. I got what I requested........3500! Woohoo.
Two weeks earlier I bumped my Chevron/Texaco Card from 900 to 1500 (it was originally 500).
All set for the rest of the year now. 2-3 more INQ's drop off by the end of 2012 and then it is onto Blue Cash Preferred skies!
EQ FICO 695 (4/26/2012)
TU FAKO CK 723
Lender Pulls (for mortgage) 12/03/2012 - 698 EQ, 729 TU, 721 EX
Business Cards: Discover Business Miles and US Bank FlexPerks Cash Rewards
Personal Cards: Capital One, Chase Freedom, Chase Amazon, Wells Fargo Rewards, Amex Zync NPSL, Target, Chevron/Texaco Store Card and VISA, CareCredit
