Reply
Contributor
Posts: 88
Registered: ‎04-19-2007
0

CHASE Recon?

[ Edited ]
Hi,

My sister decided to app for a CHASE card online. She got a 30 day message. She decided to call 1-888-245-0625, and ask for a reconsideration.

After speaking with an agent, about job/income/etc, how she is with paying bills now, the agent said that a two year ago credit trouble with first premier bank was "not allowing her to override the system" to grant an approval.

Does this mean she shouldn't try calling again to speak with another agent?

Thanks for any feedback..

Message Edited by TKDALLSTAR on 05-13-2008 12:23 PM

Message Edited by TKDALLSTAR on 05-13-2008 12:23 PM
Established Contributor
Posts: 853
Registered: ‎03-21-2008
0

Re: CHASE Recon?

Probably can't hurt.
07/26/2007 TU-688
EQ-656
EX-649
Senior Contributor
Posts: 3,279
Registered: ‎08-03-2007
0

Re: CHASE Recon?

I agree. She could try a couple more times. The worst they can do is say no.
Here we go again...
Established Member
Posts: 47
Registered: ‎05-13-2008
0

Re: CHASE Recon?

Yeah it works just went from you have one CC and poor utiz to Welcome to chase, here is your $500 CC, Took 10 mins
Contributor
Posts: 88
Registered: ‎04-19-2007
0

Re: CHASE Recon?

Is it okay to call them back more that once in the same day?
Established Member
Posts: 47
Registered: ‎05-13-2008
0

Re: CHASE Recon?

I waited a Day
Established Contributor
Posts: 853
Registered: ‎03-21-2008
0

Re: CHASE Recon?

[ Edited ]


TKDALLSTAR wrote:
Is it okay to call them back more that once in the same day?


You can call them 20 times and you'll never get the same person....lol.  Call back until you get someone to say yes.  What are they gonna do?  Take away your birthday??  LOL!!  When I finally got approved after 3 calls the guy was laughing at all my previous applications with Chase (8 in the past year) LOL.  I called today and got a recon approval for a New York Life Visa on a denial letter dated 04/15/08.  Luckily I got it on the first call this time, without them pulling my CR, (they used the one they pulled when I apped on the 04/15.)  Just keep trying is my motto.    
 
 
date edit


Message Edited by unknown_entity on 05-13-2008 07:16 PM
07/26/2007 TU-688
EQ-656
EX-649
Contributor
Posts: 88
Registered: ‎04-19-2007
0

Re: CHASE Recon?

Thanks unknown_entity.. I will have my sister give Chase [Recon] another call tomorrow. If all goes well on her end, there could be a possibility I can be approved. Thanks everyone!
Established Contributor
Posts: 853
Registered: ‎03-21-2008
0

Re: CHASE Recon?

You are welcome!!  Just remember to be nice, real nice, to them.  When they answer the line and say:  "Hello My name is Mike......" you should say:  "Hi Mike!! my name is....." and start the conversation that way.  I find it beneficial to remember the name of the person you are talking with and use it sparingly during your conversation, preferably right after the word thanks.  That seems to strike a friendly tone with most people.  I'm sure you will do well.  Good Luck!!!
07/26/2007 TU-688
EQ-656
EX-649
Contributor
Posts: 88
Registered: ‎04-19-2007
0

Re: CHASE Recon?

unknown_entity, thanks for your prompt replies... Which Chase card did you apply for? I was debating the Chase Honda Card, for services with my Honda Accord Coupe..
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.