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CHASE

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Anonymous
Not applicable

Re: CHASE


@damnedanddetermined wrote:

I also was an ex-WAMU cardholder that was transferred to Chase. I lost my job shortly after and fell behind in my payments. Not my choice, but the economy didn't give me an option...Anyway...still unemployed but continued sending payments to Chase. Not the required payments but sending what I could, hoping this would show me making an effort.....Afterall, I didnt receive a BAIL-OUT......anyhow, went online last month to make a payment to Chase, and to my surprise, they had turned me over to a collection agency (no notification whatsoever). My question is....Can they do this to a consumer who was sending in payments and they were accepting them and cashing them?????


Unfortunately, yes.

 

 

Message 21 of 25
ngerasimatos
Valued Contributor

Re: CHASE

If you were not sending in the amount that was due on the statement, they can turn over on you.

Try not to become a man of success but rather to become a man of value
Albert Einstein 1879 - 1955

800+ Club
Message 22 of 25
jefftca925
Established Contributor

Re: CHASE

I have 3 cards with them...Chase Freedom, Free Cash Rewards (another Freedom card now I think), and a PerfectCard (ex-Wamu).  The only card that has received a CLI has been the ex-Wamu...when it was still with Wamu!!  Now they sit with their "ok" limits.  But honestly, I love my Freedom card.  The rewards are better than any other card I have right now (I have the old program).  I have to say though... I HATE having to call them for anything.  Their CSRs are programmed to sell you stuff that you do not need.  They're like car salesman...LOL!  Smiley Very Happy

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 23 of 25
Marv94
Established Member

Re: CHASE

Does anyone know which CRA they use to pull credit, or does it depend on which state (Calif. for me) you reside in?

Message 24 of 25
Anonymous
Not applicable

Re: CHASE


@Marv94 wrote:

Does anyone know which CRA they use to pull credit, or does it depend on which state (Calif. for me) you reside in?


In Florida EX and Oregon EQ.  YMMV

Message 25 of 25
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