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Valued Contributor
Posts: 1,986
Registered: ‎08-17-2007
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CITI CD WITH SECURED CREDIT

[ Edited ]

Card.  Sounds great as they pay 4.0 interest on the CD. 

 

Has anyone heard of this?  I found it when I was looking for CD rates.  What a great rebuilder  sounds like!!!!!

 

The site is www.bankvibe.com.

 

They also list the 5 least trusted banks with HSBC and CAP  ONE right there.

 

Very interesting and gives all bank rates and much more.

 

 

Message Edited by casinoannie97 on 02-23-2010 10:36 AM
Message Edited by casinoannie97 on 02-23-2010 10:40 AM
Valued Member
Posts: 31
Registered: ‎02-21-2010
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Re: CITI CD WITH SECURED CREDIT

Yes, I applied with them 2 days ago. They took my money out today, but I don't know if I've been approved yet. My Equifax score is 635, so we'll see. 

Starting Score: TU=595, EQ=635
Current Score: TU=650, EQ=629
Goal Score: TU=725, EQ=725


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Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
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Re: CITI CD WITH SECURED CREDIT

i didn't see anything about citi cards on this page...am i missing something?
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Valued Member
Posts: 31
Registered: ‎02-21-2010
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Re: CITI CD WITH SECURED CREDIT

Here is the link.

 

http://bankvibe.com/rebuilding-credit-with-citibanks-secured-mastercard/


Starting Score: TU=595, EQ=635
Current Score: TU=650, EQ=629
Goal Score: TU=725, EQ=725


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Community Leader
Senior Contributor
Posts: 4,336
Registered: ‎09-06-2008
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Re: CITI CD WITH SECURED CREDIT

thank you so much!
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Valued Member
Posts: 31
Registered: ‎02-21-2010
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Re: CITI CD WITH SECURED CREDIT

You're welcome

Starting Score: TU=595, EQ=635
Current Score: TU=650, EQ=629
Goal Score: TU=725, EQ=725


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Valued Contributor
Posts: 1,986
Registered: ‎08-17-2007
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Re: CITI CD WITH SECURED CREDIT

Why would they turn you down?  You are buying a CD which they use to secure the card.

 

Did you see the least trusted banks on this link?

 

Moderator Emeritus
Posts: 4,470
Registered: ‎12-31-2008
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Re: CITI CD WITH SECURED CREDIT

[ Edited ]

Interesting!  Citi was right in the middle of the top 5 Banks Not Trusted - coming in at #3, if I'm remembering right.

 

Edited for clarity.

Message Edited by beamMEup on 02-25-2010 09:33 AM
Just puttin' syrup on something, don't make it pancakes.
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Re: CITI CD WITH SECURED CREDIT

can you add more money to your cd as you go, or do you have to stick with whatever your initial deposit was?
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Valued Contributor
Posts: 1,986
Registered: ‎08-17-2007
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Re: CITI CD WITH SECURED CREDIT

I don't know if yoou can add on.  check out the site.  But the interest is great opposed to getting nothing from most secured cards.

 

HSbc WAS NO. 1 LEAST TRUSTED

 

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