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CITI CD WITH SECURED CREDIT

Valued Contributor

CITI CD WITH SECURED CREDIT

Card.  Sounds great as they pay 4.0 interest on the CD. 

 

Has anyone heard of this?  I found it when I was looking for CD rates.  What a great rebuilder  sounds like!!!!!

 

The site is www.bankvibe.com.

 

They also list the 5 least trusted banks with HSBC and CAP  ONE right there.

 

Very interesting and gives all bank rates and much more.

 

 

Message Edited by casinoannie97 on 02-23-2010 10:36 AM
Message Edited by casinoannie97 on 02-23-2010 10:40 AM
Message 1 of 24
23 REPLIES
New Contributor

Re: CITI CD WITH SECURED CREDIT

Yes, I applied with them 2 days ago. They took my money out today, but I don't know if I've been approved yet. My Equifax score is 635, so we'll see. 

Starting Score (5/16/16): EX=593, TU=587, EQ=572
Current Score (8/24/16): EX=634, TU=649, EQ=649
Goal Score: EX=725, TU=725, EQ=725


Take the FICO Fitness Challenge


Message 2 of 24
Senior Contributor

Re: CITI CD WITH SECURED CREDIT

i didn't see anything about citi cards on this page...am i missing something?
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 3 of 24
New Contributor

Re: CITI CD WITH SECURED CREDIT

Here is the link.

 

http://bankvibe.com/rebuilding-credit-with-citibanks-secured-mastercard/


Starting Score (5/16/16): EX=593, TU=587, EQ=572
Current Score (8/24/16): EX=634, TU=649, EQ=649
Goal Score: EX=725, TU=725, EQ=725


Take the FICO Fitness Challenge


Message 4 of 24
Senior Contributor

Re: CITI CD WITH SECURED CREDIT

thank you so much!
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 5 of 24
New Contributor

Re: CITI CD WITH SECURED CREDIT

You're welcome

Starting Score (5/16/16): EX=593, TU=587, EQ=572
Current Score (8/24/16): EX=634, TU=649, EQ=649
Goal Score: EX=725, TU=725, EQ=725


Take the FICO Fitness Challenge


Message 6 of 24
Valued Contributor

Re: CITI CD WITH SECURED CREDIT

Why would they turn you down?  You are buying a CD which they use to secure the card.

 

Did you see the least trusted banks on this link?

 

Message 7 of 24
Moderator Emeritus

Re: CITI CD WITH SECURED CREDIT

Interesting!  Citi was right in the middle of the top 5 Banks Not Trusted - coming in at #3, if I'm remembering right.

 

Edited for clarity.

Message Edited by beamMEup on 02-25-2010 09:33 AM
Just puttin' syrup on something, don't make it pancakes.
Message 8 of 24
Senior Contributor

Re: CITI CD WITH SECURED CREDIT

can you add more money to your cd as you go, or do you have to stick with whatever your initial deposit was?
Latest scores: Walmart TU: 769. MyFICO TU: 769. DCU EQ: 755. MyFICO EQ: 780. PSECU EX: 756. MyFICO EX: 780.
Message 9 of 24
Valued Contributor

Re: CITI CD WITH SECURED CREDIT

I don't know if yoou can add on.  check out the site.  But the interest is great opposed to getting nothing from most secured cards.

 

HSbc WAS NO. 1 LEAST TRUSTED

 

Message 10 of 24