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@MrCredit wrote:
I kind of wonder when they will stop increasing it! I mean I am already at 33% of my HHI. I do have rental properties though maybe that means something... now I just have to have enough courage to ask for a HSBC increase....
I have seen Citi Cards go all the way upto 50K. So you have room to grow with your citi Card. I always had tough time getting CLI from HSBC for personal cards. They have been very generous with Biz cards I have that are backed by HSBC.
writemikep wrote:
What is that issue about CLs that get so high they don't count as revolving credit towards util? I wonder if that might be a reason to keep a CL below a certain threshold....
Or alternatively, that might be a reason to get a particular CL above that threshold and then not have to worry about what sort of balance it reports every month.
@Anonymous wrote:
@Anonymous wrote:
What is that issue about CLs that get so high they don't count as revolving credit towards util? I wonder if that might be a reason to keep a CL below a certain threshold....
Or alternatively, that might be a reason to get a particular CL above that threshold and then not have to worry about what sort of balance it reports every month.
A card with a $31,400 credit limit probably won't be considered as revolving credit on TU and EX. EQ has a higher threshold.
You just have to make certain that all of your cards are not above that threshold, or you won't be able to show recent use of credit cards.
mrcredit
u were able to get a citi card with a bk? super congrats especially with a limit like that..you have to give me some tips, that's awesome..please do tell