CITI CLI Success

[DI]

Congrats! I must not use my card enough to get an instant CLI.  No worries Citi.

[OnTheRebound]

Thanks all.

Now I'm wondering if I would get the same result on my Home Depot $500 CL card?

[MrShush]

pulled the trigger and asked for 8200. Got the 30 minute message. Hope they don't pull hard...oh please Lord don't pull hard!!!

[jefftca925]

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@MrShush wrote:
pulled the trigger and asked for 8200. Got the 30 minute message. Hope they don't pull hard...oh please Lord don't pull hard!!!

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When you got to the second page was there an offer?  Or did it just give you the 30 minute response?

[treefrogger]

Do they want HHI or personal?

[OnTheRebound]

Just pulled the trigger on Home Depot (CITI). Asked for $1500 to add to my measly $500 CL. Got the we will let you know in 7-10 days. Afraid its going to be a hard one.

[MrShush]

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@jefftca925 wrote:

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@MrShush wrote:
pulled the trigger and asked for 8200. Got the 30 minute message. Hope they don't pull hard...oh please Lord don't pull hard!!!

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When you got to the second page was there an offer?  Or did it just give you the 30 minute response?

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Just the 30 minute response.

[jefftca925]

... and the update is?...

[Anonymous]

I've been wondering about these new forms as well. A user over on creditboards reported a hard pull but he did not explain how far he took the request (such as if he also submitted when it asked to verify)

The consensus seems to be that if you enter employer/income and such on the first page and hit submit you may get instant approval and a soft or a form to verify info where you can stop and not get a hard pull. This recent report of a 30 minute decision message  after the first page is a bit disturbing though. Please update us as soon as possible!

[MrShush]

Declined due to credit lines too high in proportion to my income! The letter references Experian but I don't yet know if it was a hard pull or not.