Reply
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

CITI CLI on approval

How it CITI with CLI when one gets approved?

 

Wifey got a card but got a $4400 CL

 

Want to see if we can get this bumped to $7000. What number would you guys use?

 

Would they HP again?




Regular Contributor
911gt34life
Posts: 236
Registered: ‎01-02-2010

Re: CITI CLI on approval

Online.
New Member
tac111
Posts: 4
Registered: ‎03-25-2014

Re: CITI CLI on approval

My DS just got approved last week for the Citi Thank You World MC - initial CL $2,600.  He received the card today - activated it online - and then called the number on the back to request CLI - and after speaking with an analyst - they increased his initial CL to $8,000.  (He asked for $10,000 and they countered).  I would say it's definitely worth calling when you receive the card.

 

Good Luck!!!

Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: CITI CLI on approval

Citi is pretty good with CLIs but they almost always will HP you. My Citi card initally was approved at 3.5k. After having the card a few months, I requested a CLI to 8k and was approved with a HP. I requested it online but still had to call in.

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: CITI CLI on approval

Thank you all. I'll wait until we get the card to call. Seems like it will be a HP




Senior Contributor
yudeology101
Posts: 4,584
Registered: ‎06-21-2012

Re: CITI CLI on approval

Congrats to DW for approval.  Call the backdoor and ask for the CLI w/o HP &expedite the card....active thread in regards:   http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/CITI-ThankYou-PREMIER-INSTANT-APPROVAL-709...

 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $5k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $3.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | TJX $1.55k | +6more
Scores: EQ:660 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *6-20-14*
Overall UTIL: 14% *Gardening Since: 5/10/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Super Contributor
CS800
Posts: 6,548
Registered: ‎04-07-2008

Re: CITI CLI on approval

I called customer service and she insisted that they cannot expedite teh card and that I need to wait until I get the card to ask for a CLI.

 

Guess I should try the EO number




Valued Contributor
maiden_girl
Posts: 2,005
Registered: ‎12-29-2011

Re: CITI CLI on approval

Also with Citi, they only let you request CLIs 6 months from the last request. So right now, I'm not eligible for a CLI because I just recently had one and it hasn't been 6 months yet.

The truth is out there...
FICO scores: 724 (EQ) 709 (EX) 711 (TU) 4/14 | Goal score: 750+ (all 3)
Tradelines: Capital One (5.0k) | Discover IT (5.0k) | Walmart Discover (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)
--------------------------Gardening until my credit recovers...NO MORE INQUIRES TIL 2015
Established Contributor
Jlu
Posts: 569
Registered: ‎06-12-2012

Re: CITI CLI on approval

OP: PM me and I'll give you the real executive office contact for Citi's credit division.

Wallet: JP Morgan Select Visa Signature $10k | Chase Sapphire Preferred $7k | Citi ThankYou Premier Visa Signature $5700 | AMEX Premier Rewards Gold Card | Barclaycard Visa $5k | Discover IT $10k | Chase Freedom Visa $3k | Capital One Quicksilver $3k | Bank of America Cash Rewards Visa Signature $8k | Walmart Store $5k | Amazon Store $10k | Chase Total Checking |

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+