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Super Contributor
Posts: 6,587
Registered: ‎04-07-2008
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CITI CLI on approval

How it CITI with CLI when one gets approved?

 

Wifey got a card but got a $4400 CL

 

Want to see if we can get this bumped to $7000. What number would you guys use?

 

Would they HP again?




Regular Contributor
Posts: 236
Registered: ‎01-02-2010
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Re: CITI CLI on approval

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New Member
Posts: 4
Registered: ‎03-25-2014
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Re: CITI CLI on approval

My DS just got approved last week for the Citi Thank You World MC - initial CL $2,600.  He received the card today - activated it online - and then called the number on the back to request CLI - and after speaking with an analyst - they increased his initial CL to $8,000.  (He asked for $10,000 and they countered).  I would say it's definitely worth calling when you receive the card.

 

Good Luck!!!

Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: CITI CLI on approval

Citi is pretty good with CLIs but they almost always will HP you. My Citi card initally was approved at 3.5k. After having the card a few months, I requested a CLI to 8k and was approved with a HP. I requested it online but still had to call in.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Super Contributor
Posts: 6,587
Registered: ‎04-07-2008
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Re: CITI CLI on approval

Thank you all. I'll wait until we get the card to call. Seems like it will be a HP




Senior Contributor
Posts: 4,654
Registered: ‎06-21-2012
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Re: CITI CLI on approval

Congrats to DW for approval.  Call the backdoor and ask for the CLI w/o HP &expedite the card....active thread in regards:   http://ficoforums.myfico.com/t5/Credit-Card-App-Approvals/CITI-ThankYou-PREMIER-INSTANT-APPROVAL-709...

 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +13more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 9/12/14*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 as of 12-12-13)
Super Contributor
Posts: 6,587
Registered: ‎04-07-2008
0

Re: CITI CLI on approval

I called customer service and she insisted that they cannot expedite teh card and that I need to wait until I get the card to ask for a CLI.

 

Guess I should try the EO number




Valued Contributor
Posts: 2,110
Registered: ‎12-29-2011
0

Re: CITI CLI on approval

Also with Citi, they only let you request CLIs 6 months from the last request. So right now, I'm not eligible for a CLI because I just recently had one and it hasn't been 6 months yet.

The truth is out there...
FICO scores: 764 (EQ) 732 (EX) 757 (TU) 9/14 | Goal score: 750+ (all 3)
Tradelines: Capital One QS NPSL (5.0k) | Discover IT (6.0k) | Walmart Mastercard (5.0k) | Chase Freedom NPSL (7.3k) | Citi Simplicity (9.3k)






Established Contributor
Posts: 932
Registered: ‎06-12-2012
0

Re: CITI CLI on approval

OP: PM me and I'll give you the real executive office contact for Citi's credit division.

JP Morgan Select $10k | Citi TY Premier $15k | PenFed PlatRewards $22k | BofA AMEX $15k | Chase Freedom $20k | Discover IT $10k | Barclay Arrival+ 25k | AMEX SPG $10k | NASA Platinum-Advantage $10k | CapOne Quicksilver $5k | Amazon Card $10k | NASA PLOC $30k @ 8.25% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
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