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CITI/CONVENIENCE CHECKS

Valued Contributor

CITI/CONVENIENCE CHECKS

Hi everyone, I need to pay a bill and considering using a citi convenience check and paying the amount off in full next week way before my next statement cuts next month, and I need advice has anyone done this before with citi, and will citi frown upon this type of action.  Any information will be helpful, thanks.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
2 REPLIES
Valued Contributor

Re: CITI/CONVENIENCE CHECKS

Citi sends me convenience checks all the time, but I've never used one. Not that there's anything bad about 'em, I just don't have the need for it. 

 

If they're sending you these checks, they want you to use them.  If they come in handy for you, I say go for it.  No worries.Smiley Happy   

 

 

 

(Now, if it was Chase...that'd be a different story altogether Smiley Sad)

Moderator Emeritus

Re: CITI/CONVENIENCE CHECKS

I agree with UBUP. Nothing wrong with using them BUT make sure you read all the fine print about transaction fees, default interest rates and the like.

 

 

 

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work