No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Hey Guys:
I just made my first payment to this card today. CL is $2,600, charged $2,500+ and paid in full before the 1st statement even generated.
I know this is too early in the game, but what kind of future credit increases can I expect from this card? I heard six months and the luv button will appear.
UM
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
it seems to me when I have seen people post about CLI in past it's been odd amounts like 900, 1700, 2200. I almost think it might be a % of your current CL that decides how much the CLI would be. Wish I could find out for myself but I was just declined the secured card. Think I'm blacklisted
send a payment from your banks bill pay
Sorry for my ignorance, I'm pretty new to all this FICO and credit payment stuff. So I would have to send a payment from my bank account to Citi instead of Logging into Citi then making that payment with the registered checking account #? Because I know for my Amex(Zync) and Bankamericard they would give me the options to make instant payment on their website.
Oh yeah, I was about to post a similar questions about the LUV button. I hope they give me a CLI in 6 months because my current limit is not great on this Preferred Rewards. But I am glad Citi approved me despite other hard inquiries because I was approved for a ZYNC 1 month prior to this card.
I went into my local branch to make the payment. It actually gets credited immediately this way.
UM
Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500
aside from uncle money, may i ask what all of your scores were when you applied for this card? i would really like to try getting one. thanks!
Damn that sucks because there are Citi Bank that is near my location.
My Equ FICO was 699 when they approved me for Citis Preferred.