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CITI Diamond Preferred Rewards Card

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Uncle_Money
Established Contributor

CITI Diamond Preferred Rewards Card

Hey Guys:

 

I just made my first payment to this card today. CL is $2,600, charged $2,500+ and paid in full before the 1st statement even generated.

 

I know this is too early in the game, but what kind of future credit increases can I expect from this card? I heard six months and the luv button will appear.

 

UM

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 1 of 13
12 REPLIES 12
Creditaddict
Legendary Contributor

Re: CITI Diamond Preferred Rewards Card

it seems to me when I have seen people post about CLI in past it's been odd amounts like 900, 1700, 2200.  I almost think it might be a % of your current CL that decides how much the CLI would be.  Wish I could find out for myself but I was just declined the secured card.  Think I'm blacklisted

Message 2 of 13
TheCreditKid
Established Contributor

Re: CITI Diamond Preferred Rewards Card

Hey I just recently received my Citi preferred as well and I've Been trying to make online payments before the closing date but it wouldn't let me. How were you able to make that payment before the closing date when I don't see options to do so. Over the phone/online? When I log on my account it would only give me the option to make payments to the due amount which I don't have any because the account is new and the closing date has not arrive yet.
______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Message 3 of 13
Creditaddict
Legendary Contributor

Re: CITI Diamond Preferred Rewards Card

send a payment from your banks bill pay

Message 4 of 13
TheCreditKid
Established Contributor

Re: CITI Diamond Preferred Rewards Card

Sorry for my ignorance, I'm pretty new to all this FICO and credit payment stuff. So I would have to send a payment from my bank account to Citi instead of Logging into Citi then making that payment with the registered checking account #? Because I know for my Amex(Zync) and Bankamericard they would give me the options to make instant payment on their website.

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Message 5 of 13
TheCreditKid
Established Contributor

Re: CITI Diamond Preferred Rewards Card

Oh yeah, I was about to post a similar questions about the LUV button. I hope they give me a CLI in 6 months because my current limit is not great on this Preferred Rewards. But I am glad Citi approved me despite other hard inquiries because I was approved for a ZYNC 1 month prior to this card.

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Message 6 of 13
Uncle_Money
Established Contributor

Re: CITI Diamond Preferred Rewards Card

I went into my local branch to make the payment. It actually gets credited immediately this way.

 

UM

Personal: American Express Platinum - NPSL | American Express Blue Cash Preferred - $15,000 | Chase Sapphire Reserve - $38,500 | Chase Amazon Prime Visa - $7,200 | Chase Freedom - $500 | Barclaycard Arrival+ - $18,600 | PenFed Platinum Rewards - $25,000 | PenFed LOC - $10,000 | Navy Federal Credit Union Platinum Visa - $25,000 | Navy Federal Credit Union LOC - $10,000 | Citi Double Cash - $12,170 | Citizens Cash Back+ - $8,650 | Citizens LOC Overdraft - $8,000 | Discover - $10,000 | Capital One Quicksilver One - $3,600 | Capital One Platinum - $750 | Valero - $600 | Dell - $3,000 | Lowes Advantage - $30,000 | Macys Amex - $25,000 | The Home Depot - $7,500 | Tourneau - $15,000
Business: American Express Business Platinum Card - NPSL | American Express Plum Card - NPSL | American Express SimplyCash Plus - $10,000 | American Express Gold Card - NPSL | Bank of America Cash Rewards - $100,000 | Capital One Spark Business - $54,000 | Chase Business Preferred - $34,000 | Chase Business Ink - $15,000 | PNC Bank Cash Rewards Visa Signature - $19,000 | PNC LOC $100,000 | BP Business Solutions - $1,500 | KeyBank Mastercard - $6,000 | Staples More Account - $3,500

Message 7 of 13
laz98
Senior Contributor

Re: CITI Diamond Preferred Rewards Card

aside from uncle money, may i ask what all of your scores were when you applied for this card?  i would really like to try getting one.  thanks!

Message 8 of 13
TheCreditKid
Established Contributor

Re: CITI Diamond Preferred Rewards Card

Damn that sucks because there are Citi Bank that is near my location.

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Message 9 of 13
TheCreditKid
Established Contributor

Re: CITI Diamond Preferred Rewards Card

My Equ FICO was 699 when they approved me for Citis Preferred.

______________________________________________________________________________________________________________

All human wisdom is summed up in two words - wait and hope.

-Alexander Dumas
Message 10 of 13
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