Credit Cards Center Credit cards from our partners
Frequent Contributor
Posts: 379
Registered: ‎04-15-2013

Re: CITI Diamond or TYP ?

Opps my bad lol, when I looked at the card at the branch the card looked exactly the same as mine so I guess it was the TYP

BCE- 34000 -BOA 123 14400 -Freedom- 33000- Citi Forward- 22000 -Citi DC- 29000-CSP 38.5k
Garden mode 3/25/14

Super Contributor
Posts: 11,794
Registered: ‎04-22-2013

Re: CITI Diamond or TYP ?

enharu wrote:
Citi TYP has better rewards structure.

The offer in the branch is for the TY card, not TYP. The offer is 5X gas, groceries and drug stores. It could come as WE, world, or platinum MC, depending on which citi approves you for. Typically it comes as world MC, and with sufficient spending or through other means, citi could upgrade it to world elite MC.

+ 1 (x5!)  Isn't the diamond basically limited to $300 rewards, except by going through their merchants?  With the various cards, TY can give back much more.


But: the program is in flux, they have added some benefits to the Thank You and Thank You preferred (and eliminated one or two things, but the good outweighs the bad I think).  However, if rumors are true, the Premier is going from a good card to a useless one.  Of course, any program with any issuer can change, but at present I would say, of the two, go with TYP.   Many would say ignore both and go with UR or MR or SPG!

Valued Contributor
Posts: 1,505
Registered: ‎08-30-2011

Re: CITI Diamond or TYP ?

CS800 wrote:

From cmparing both, it seems that the TYP has a better reward structure. No concerned about BT. Both have the concierge.



One is a mastercard, the other is a Visa. Seems like the TYP has better features.


Any Diamond preferred users out there for the defense?



Diamond Preferred also is available with EMV Chip, simply have to request a replacement if you have one already, or ask for it on application approval.

Diners Club Premier MasterCard $50K / AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Wells Fargo Propel 365 $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10.5K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $14.1K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K // Home Depot $9.7K / Lowes $10K

EX = 818 EQ = 825 TU = 822 as of 11/15
Regular Contributor
Posts: 236
Registered: ‎04-24-2013

Re: CITI Diamond or TYP ?

I've got the DP.  I got it mainly for the Private Pass and concierge which from what I understand the TYP has also.  I already have enough rewards cards so I figured why not throw a MasterCard into the mix if it has what I'm looking for.  If that's all you want the DP is fine but if you want rewards I'd go for the TYP no doubt.

AMEX BCE- $12,600 I Discover IT- $10,000 I Chase Freedom- $7,000 I Citi Double Cash- $3,300 I Best Buy- $2,800 I Bayport CU Visa- $1,000

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.