No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Such a fail...
I was browsing the boards like usual earlier today, and someone mentioned the Citi SImplicity card for the balance transfer feature. I looked into it some more and thought it sounded like a good idea because of a recent pet surgery I am holding a $4000 balance (split between two cards).
I knew it wasnt smart! I have new accounts, a ridiculous amount of inquires, 4k balance reporting on my CR. I just knew it was dumb. The browser I was applying on even closed on me twice during the application. ALl signs pointed to do the right thing and close the page.
INSTANT DENIAL.
I tried calling a couple numbers on the "backdoor numbers" thread, and they wouldnt budge.
I fell out of the garden after less than three weeks in it. Failed on the recon. I am so mad at myself!!!!!!!!!!!!!
I was so greatful to recon and be successful with Chase Bank a couple weeks ago, I dont know why I did this.
Heres to the next two years looking at another inquiry, and resetting my Garden clock. Im thikning I should stop reading the credit card forum for a while because it just makes it too tempting. I went to whogavemecredit dot com and a lot of the scores made me think I had a chance too.
my advice:
STAY IN THE GARDEN AND TRUST YOUR INSTINCT! and when your browser shuts you out of the application, trust that too!
Thank you....seriously going to garden and avoid reading success stories for a while. I fooled myself into thinking it was smart even though I knew it wasnt! Im going to plant a tree outside so I can watch it grow like my AAOA hah
@dddfresh wrote:Such a fail...
I was browsing the boards like usual earlier today, and someone mentioned the Citi SImplicity card for the balance transfer feature. I looked into it some more and thought it sounded like a good idea because of a recent pet surgery I am holding a $4000 balance (split between two cards).
I knew it wasnt smart! I have new accounts, a ridiculous amount of inquires, 4k balance reporting on my CR. I just knew it was dumb. The browser I was applying on even closed on me twice during the application. ALl signs pointed to do the right thing and close the page.
INSTANT DENIAL.
I tried calling a couple numbers on the "backdoor numbers" thread, and they wouldnt budge.
I fell out of the garden after less than three weeks in it. Failed on the recon. I am so mad at myself!!!!!!!!!!!!!
I was so greatful to recon and be successful with Chase Bank a couple weeks ago, I dont know why I did this.
Heres to the next two years looking at another inquiry, and resetting my Garden clock. Im thikning I should stop reading the credit card forum for a while because it just makes it too tempting. I went to whogavemecredit dot com and a lot of the scores made me think I had a chance too.
my advice:
STAY IN THE GARDEN AND TRUST YOUR INSTINCT! and when your browser shuts you out of the application, trust that too!
Don't beat yourself up!!!!
Heres your shovel, get back to that garden and make a real goal for yourself and STICK TO IT!!!!
YOU CAN DO IT!!!!!
I deserve the beating lol....thank you for the pictures though!!!!!!!
Just about everyone on this board has been denied for credit before. So....
@LS2982 wrote:
Heres your shovel, get back to that garden and make a real goal for yourself and STICK TO IT!!!!
YOU CAN DO IT!!!!!
I dont think is the forum! The forum is gold
The forum is the beacon to exit the tunnel of darkness.I personally don't know what would I do with out this forum,who would I become.........
dddfresh its ok...you will get tempted again but follow your first thought and your plan
Sorry to hear this. It seems Citi is ultra tight lately even with all the mailings they send out.