CITI Simplicity BT question

[Anonymous]

I just openned a new Citi Simplicity and conducted a balance transfer earlier this month (21 months at 0% is pretty sweet).  All the 25 different pieces of paperwork/emails I received were very clear in stating that a minimum 14 days waiting before the transfer would begin processing.  Yes, seemed pretty odd considering I never waited that long on other cards/accounts, but Citi was true to its word and it took all 14 days.

[percy81]

Thanks. You got the save 21 month intro as me. I finally read the terms and agreement that my packet came with. It shows clear as day "14 days" but it says if BT was initiated AT time of application lol and I did mine when I got the physical card In my hand. Thx for sharing your experience with the same card.
One more day and I will update

[percy81]

UPDATE****this is an update for future myficoers new to balance transfers.

My balance transfers DID go into effect on the 14th day. Discover IT updated my zero balance and along with another card. However, Chase is the turtle in all of this. My new citi balance reflects the Chase transfer but Chase has yet to post the new balance. I'm not too worried because every time I've made my monthly payment it doesn't update for a day or two. Discover was quick.

Thanks everyone for adding your input. Love this forum.