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CITI Upgrade?

Established Contributor

Re: CITI Upgrade?

I got a mailer for Diamond Preferred. The card looked like such a yawn. I was an AU on a Platinum Select...another yawn. Why do people like Citi again?


Starting Score: 515
Current Score: EQ08 711 EX08 731 TU08 735
Goal Score: 740+

Amex BCP $25k | Discover IT $15.7k | Cap 1 QS $10k | PSECU $10k | Citi DC $9300 | Citi DP $6800 | Barclay Ring $6500 | PayPal Extras MC $5045 | DCU $5000 | Chase Slate $5000 | Barclays AA $4100 | Chase Freedom $4000 | Union Plus $1000 | Target $500
Message 11 of 29
Contributor

Re: CITI Upgrade?

Just received this same mailing, not sure if it will tempt me to pull my Citi card out of the sock drawer!

Amex PR Gold NPSL | Amex BCP 16.5k| Amex Delta Gold Skymiles 14.9k | Amex BSP 5k | Discover 12.5k | Citi Diamond Preferred 11.9k | Chase Freedom 12k | Chase Sapphire Preferred 12k | US Bank Cash + Visa 13k | BankAmericard Cash Rewards Signature Visa 9.5k | M and T Bank Visa 10.9k | FICO TU 784 EQ 768 EX 784
Message 12 of 29
New Visitor

Re: CITI Upgrade?

On Friday, I noticed my Mint summary kept showing my Platinum Select as a Diamond Preferred card. I logged into my Citibank account where I've linked my citi credit cards and sure enough, there was a message saying they have sent a new card out to me. Did anyone successfully do a product change to a different product? I called and they simply said all PS cards were being converted to Diamond Preferred.

Message 13 of 29
New Member

Re: CITI Upgrade?

I also got in the mail telling me about an account upgrade to Citi Diamond.  I used this card last year for no interest balance transfer while I pay off some other accts.  The card just sits in the drawer. I, also was wondering why but my Citi Platinum was "upgraded" to World, I believe a year or two ago..   What is the reasoning for all  this?  Last time< I checked my FICO was 740.

Message 14 of 29
Regular Contributor

Re: CITI Upgrade?


nurse81 wrote:

 I, also was wondering why but my Citi Platinum was "upgraded" to World, I believe a year or two ago..   What is the reasoning for all  this?


Money. Merchants pay Citi more per swipe if the card is a World Mastercard.

Message 15 of 29
Regular Contributor

Re: CITI Upgrade?


Simply827 wrote:

Why do people like Citi again?


Generous credit lines and low APRs.

Message 16 of 29
Regular Contributor

Re: CITI Upgrade?


bonne_sante wrote:

Did anyone successfully do a product change to a different product?


Citi will product change just call and ask!

Message 17 of 29
Senior Contributor

Re: CITI Upgrade?

I wish they would upgrade my card, I just have the Citi® Platinum Select® Visa® Card which is not too good

Message 18 of 29
Regular Contributor

Re: CITI Upgrade?


john398 wrote:

I wish they would upgrade my card, I just have the Citi® Platinum Select® Visa® Card which is not too good


I had Platinum select before I called to convert it to Thank You preferred. Just call the number on the back of your card and politely ask.

Message 19 of 29
Senior Contributor

Re: CITI Upgrade?


asteroidblues86 wrote:

john398 wrote:

I wish they would upgrade my card, I just have the Citi® Platinum Select® Visa® Card which is not too good


I had Platinum select before I called to convert it to Thank You preferred. Just call the number on the back of your card and politely ask.


Ok I will try that soon

Message 20 of 29