CITI credit card chances

[Anonymous]

Hi folks, so i had a charge off with citi in 2012 when i was right out of college around 2200. i paid of the collection earlier this year.

Do i have any chance of getting approved for a citi card? it would be very helpful for my business. note: my income has gone from under 40k last yearto 250k this year when i file taxes. 

I got approved for amex green charge and chase ink business if that matters? my EX/EQ/TU are 650/665/759

please any advise is appreciated

[yfan]

Congrats on the busienss success. Will this be a business card or pesonal?

[Anonymous]

this will be a business card but i am worried i have a personal charge off from 12 that i paid off this summer. i dont want to waste more pulls i have 10 EX pulls at the moment.

thanks in advance

[NRB525]

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@Anonymous wrote:

this will be a business card but i am worried i have a personal charge off from 12 that i paid off this summer. i dont want to waste more pulls i have 10 EX pulls at the moment.

thanks in advance

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Well, the first question is, what result do you get when you go to the Citi prequalification tool? This would be for personal cards, I think, but it would be interesting to see what indications you get of any prequalifications.

[Anonymous]

It does not give me any prequalifications. Should I just call the backdoor line and ask them about my chances ? I got denied for chase at first but sold them a story which can be verified. I spend 50-150k on cards a month