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CITI is like an elephant (They never forget)

Super Contributor

Re: CITI is like an elephant (They never forget)

@Lexie,

 

I agree.  The two new cards that I recently got pulled EQ.  Neither pulled EX so I'm safe there.  This is why I will not recon, if I choose to do so, until after my 3x CLI request with Amex on 10/28/13.  The letter from CITI won't be here for a few days, so I'll have time.  I seriously doubt that I will consent to a HP though.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 11 of 52
Moderator Emerita

Re: CITI is like an elephant (They never forget)

Chase HP's 99.99% of the time for CLI's. Too bad it's closed because at least it was 0% for 15 mos and no AF.

Hopefully, Chase will not report before you do your request.
Message 12 of 52
Super Contributor

Re: CITI is like an elephant (They never forget)

@Lexie,

 

Question for you.  No offense intended (I respect your advice).  How do the community leaders/monitors keep up with all the forums?  It seems like so many forums are going on at once.  I would lose my mind trying to keep up with it all.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 13 of 52
Moderator Emerita

Re: CITI is like an elephant (They never forget)

No offense taken! Lots of reading, open tabs and Starbucks. Smiley Wink

You guys keep us busy but we help each other out.
Message 14 of 52
Super Contributor

Re: CITI is like an elephant (They never forget)

@Lexie,

 

 I called Chase and my statement closes on November 11th so I assume that it won't be reported before the 10/28/13.  However, even if it is, I'm not too worried about Chase because of the low limit.  It's Discover that I'm worried about because I have a $6,500 limit on that one.  I read on the Boards that it takes Discover 1-2 months to report.  Don't know how accurate that is but I hope it is.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 15 of 52
Senior Contributor

Re: CITI is like an elephant (They never forget)

From just pure observation, Lexie has super fabulous multi-tasking powers ... plus, she's like an eagle in the sky.  Smiley Very Happy

Message 16 of 52
Moderator Emerita

Re: CITI is like an elephant (They never forget)

Message 17 of 52
Super Contributor

Re: CITI is like an elephant (They never forget)

@Lexie,

 

I've seen others in different forums, but I've come across you more than any other.  I know when you chime in, we're going to get an unbiased review.

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 18 of 52
Moderator Emerita

Re: CITI is like an elephant (They never forget)

Discover can take up to 2 statements to report. It took them that long for me but my DHs reported a week after he got his card. Smiley Frustrated
Message 19 of 52
Super Contributor

Re: CITI is like an elephant (They never forget)

+1 FinStarMan Very Happy

EX FICO 731 EQ FICO 710 TU FICO 729 ***Total Credit Limits: $1,025,850 Time to divest
Message 20 of 52