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Valued Contributor
Posts: 2,110
Registered: ‎09-11-2013
0

Re: CITI is like an elephant (They never forget)

@Lexie,

 

I agree.  The two new cards that I recently got pulled EQ.  Neither pulled EX so I'm safe there.  This is why I will not recon, if I choose to do so, until after my 3x CLI request with Amex on 10/28/13.  The letter from CITI won't be here for a few days, so I'll have time.  I seriously doubt that I will consent to a HP though.

EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $367,190 (July 2013 starting credit limits totaled $2,700) - Goal SURPASSED (What to do now...)
current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(25.1k), Barclays(12.9k), BofA(30k), Capital One (25k), Chase(10k), CITI(1k), Diners Club(30k), Discover(14.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Synchrony(42k), USAA(42k), US Bank(5k), and Wells Fargo(35k).
Moderator
Posts: 27,206
Registered: ‎09-13-2012
0

Re: CITI is like an elephant (They never forget)

Chase HP's 99.99% of the time for CLI's. Too bad it's closed because at least it was 0% for 15 mos and no AF.

Hopefully, Chase will not report before you do your request.
Valued Contributor
Posts: 2,110
Registered: ‎09-11-2013
0

Re: CITI is like an elephant (They never forget)

@Lexie,

 

Question for you.  No offense intended (I respect your advice).  How do the community leaders/monitors keep up with all the forums?  It seems like so many forums are going on at once.  I would lose my mind trying to keep up with it all.

EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $367,190 (July 2013 starting credit limits totaled $2,700) - Goal SURPASSED (What to do now...)
current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(25.1k), Barclays(12.9k), BofA(30k), Capital One (25k), Chase(10k), CITI(1k), Diners Club(30k), Discover(14.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Synchrony(42k), USAA(42k), US Bank(5k), and Wells Fargo(35k).
Moderator
Posts: 27,206
Registered: ‎09-13-2012
0

Re: CITI is like an elephant (They never forget)

No offense taken! Lots of reading, open tabs and Starbucks. :smileywink:

You guys keep us busy but we help each other out.
Valued Contributor
Posts: 2,110
Registered: ‎09-11-2013
0

Re: CITI is like an elephant (They never forget)

@Lexie,

 

 I called Chase and my statement closes on November 11th so I assume that it won't be reported before the 10/28/13.  However, even if it is, I'm not too worried about Chase because of the low limit.  It's Discover that I'm worried about because I have a $6,500 limit on that one.  I read on the Boards that it takes Discover 1-2 months to report.  Don't know how accurate that is but I hope it is.

EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $367,190 (July 2013 starting credit limits totaled $2,700) - Goal SURPASSED (What to do now...)
current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(25.1k), Barclays(12.9k), BofA(30k), Capital One (25k), Chase(10k), CITI(1k), Diners Club(30k), Discover(14.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Synchrony(42k), USAA(42k), US Bank(5k), and Wells Fargo(35k).
Valued Contributor
Posts: 7,930
Registered: ‎10-21-2012
0

Re: CITI is like an elephant (They never forget)

From just pure observation, Lexie has super fabulous multi-tasking powers ... plus, she's like an eagle in the sky.  :smileyvery-happy:

Moderator
Posts: 27,206
Registered: ‎09-13-2012
0

Re: CITI is like an elephant (They never forget)

Valued Contributor
Posts: 2,110
Registered: ‎09-11-2013
0

Re: CITI is like an elephant (They never forget)

@Lexie,

 

I've seen others in different forums, but I've come across you more than any other.  I know when you chime in, we're going to get an unbiased review.

EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $367,190 (July 2013 starting credit limits totaled $2,700) - Goal SURPASSED (What to do now...)
current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(25.1k), Barclays(12.9k), BofA(30k), Capital One (25k), Chase(10k), CITI(1k), Diners Club(30k), Discover(14.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Synchrony(42k), USAA(42k), US Bank(5k), and Wells Fargo(35k).
Moderator
Posts: 27,206
Registered: ‎09-13-2012
0

Re: CITI is like an elephant (They never forget)

Discover can take up to 2 statements to report. It took them that long for me but my DHs reported a week after he got his card. :smileyfrustrated:
Valued Contributor
Posts: 2,110
Registered: ‎09-11-2013
0

Re: CITI is like an elephant (They never forget)

+1 FinStar:manvery-happy:

EX FAKO 733/FICO 734 EQ FAKO 716/FICO 701 TU FAKO 732/FICO 706
Total Credit Limits: $367,190 (July 2013 starting credit limits totaled $2,700) - Goal SURPASSED (What to do now...)
current utilization: 3% - current AAoA: 1.8-2.4 years
In my wallet: Amex(25.1k), Barclays(12.9k), BofA(30k), Capital One (25k), Chase(10k), CITI(1k), Diners Club(30k), Discover(14.5k), 5/3(18k), Equality Visa(4k), Key Bank(3.5k), NASA FCU(5k), NFCU(65k), Synchrony(42k), USAA(42k), US Bank(5k), and Wells Fargo(35k).
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