Reply
Regular Contributor
getahead
Posts: 185
Registered: ‎12-02-2011

CITI offer in the mail....after denied

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Take the FICO Fitness Challenge
Valued Contributor
john398
Posts: 2,360
Registered: ‎01-19-2009

Re: CITI offer in the mail....after denied

I appliued 6 months ago and was denied I recived a letter about 3 weeks ago with a pre selected application form and from that I was approved but just for 1k but 0% for 12 months will be nice

Mega Contributor
LS2982
Posts: 14,471
Registered: ‎04-09-2011

Re: CITI offer in the mail....after denied


getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Regular Contributor
getahead
Posts: 185
Registered: ‎12-02-2011

Re: CITI offer in the mail....after denied


LS2982 wrote:

getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?


yup, isn't that strange? I'm thinking of applying with the offer code next month, we'll see what happens.  I should stop & garden, but I'm getting the apping disease. :smileysurprised:


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Take the FICO Fitness Challenge
Mega Contributor
LS2982
Posts: 14,471
Registered: ‎04-09-2011

Re: CITI offer in the mail....after denied


getahead wrote:

LS2982 wrote:

getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?


yup, isn't that strange? I'm thinking of applying with the offer code next month, we'll see what happens.  I should stop & garden, but I'm getting the apping disease. :smileysurprised:


original.gif




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Regular Contributor
getahead
Posts: 185
Registered: ‎12-02-2011

Re: CITI offer in the mail....after denied


LS2982 wrote:

getahead wrote:

LS2982 wrote:

getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?


yup, isn't that strange? I'm thinking of applying with the offer code next month, we'll see what happens.  I should stop & garden, but I'm getting the apping disease. :smileysurprised:


original.gif


HAHAHAHA!! :smileylol:  


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Take the FICO Fitness Challenge
Blogger
FrugalRican
Posts: 2,876
Registered: ‎02-02-2012

Re: CITI offer in the mail....after denied

Yuss! Admiral Appbar sighting!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Regular Contributor
getahead
Posts: 185
Registered: ‎12-02-2011

Re: CITI offer in the mail....after denied


FrugalRican wrote:

Yuss! Admiral Appbar sighting!


I've been sighted!! Oh no, off to the dungeons for me! :smileysad:  I cannot help myself, it's sooooo addicting!!


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Take the FICO Fitness Challenge
Mega Contributor
LS2982
Posts: 14,471
Registered: ‎04-09-2011

Re: CITI offer in the mail....after denied


getahead wrote:

FrugalRican wrote:

Yuss! Admiral Appbar sighting!


I've been sighted!! Oh no, off to the dungeons for me! :smileysad:  I cannot help myself, it's sooooo addicting!!


:smileyvery-happy:




Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Valued Contributor
Walt_K
Posts: 2,627
Registered: ‎11-02-2009

Re: CITI offer in the mail....after denied

I applied for a Chase Freedom a while back and was denied.  Immediately started getting offers for Chase Freedom and other Chase products.  I wouldn't put too much stock in having an offer code.  Unless something has changed in your credit profile, I'd expect you'd get denied again (of course, I didn't try again with the offers, so I can't say for sure).


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13), TU 98 728 (01/06/12), TU 04 728 (lender pull) (01/12/12), EX 742 (lender pull) (01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
www.myfico.com is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+