Reply
Regular Contributor
Posts: 185
Registered: ‎12-02-2011
0

CITI offer in the mail....after denied

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Take the FICO Fitness Challenge
Senior Contributor
Posts: 3,528
Registered: ‎01-19-2009
0

Re: CITI offer in the mail....after denied

I appliued 6 months ago and was denied I recived a letter about 3 weeks ago with a pre selected application form and from that I was approved but just for 1k but 0% for 12 months will be nice

Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: CITI offer in the mail....after denied


getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Posts: 185
Registered: ‎12-02-2011
0

Re: CITI offer in the mail....after denied


LS2982 wrote:

getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?


yup, isn't that strange? I'm thinking of applying with the offer code next month, we'll see what happens.  I should stop & garden, but I'm getting the apping disease. :smileysurprised:


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Take the FICO Fitness Challenge
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: CITI offer in the mail....after denied


getahead wrote:

LS2982 wrote:

getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?


yup, isn't that strange? I'm thinking of applying with the offer code next month, we'll see what happens.  I should stop & garden, but I'm getting the apping disease. :smileysurprised:


original.gif




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
Posts: 185
Registered: ‎12-02-2011
0

Re: CITI offer in the mail....after denied


LS2982 wrote:

getahead wrote:

LS2982 wrote:

getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?


yup, isn't that strange? I'm thinking of applying with the offer code next month, we'll see what happens.  I should stop & garden, but I'm getting the apping disease. :smileysurprised:


original.gif


HAHAHAHA!! :smileylol:  


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Take the FICO Fitness Challenge
Blogger
Posts: 2,876
Registered: ‎02-02-2012
0

Re: CITI offer in the mail....after denied

Yuss! Admiral Appbar sighting!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Regular Contributor
Posts: 185
Registered: ‎12-02-2011
0

Re: CITI offer in the mail....after denied


FrugalRican wrote:

Yuss! Admiral Appbar sighting!


I've been sighted!! Oh no, off to the dungeons for me! :smileysad:  I cannot help myself, it's sooooo addicting!!


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


Take the FICO Fitness Challenge
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
0

Re: CITI offer in the mail....after denied


getahead wrote:

FrugalRican wrote:

Yuss! Admiral Appbar sighting!


I've been sighted!! Oh no, off to the dungeons for me! :smileysad:  I cannot help myself, it's sooooo addicting!!


:smileyvery-happy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Posts: 3,067
Registered: ‎11-02-2009
0

Re: CITI offer in the mail....after denied

I applied for a Chase Freedom a while back and was denied.  Immediately started getting offers for Chase Freedom and other Chase products.  I wouldn't put too much stock in having an offer code.  Unless something has changed in your credit profile, I'd expect you'd get denied again (of course, I didn't try again with the offers, so I can't say for sure).


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


Take the FICO Fitness Challenge
Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on actual applicant approvals and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.