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Regular Contributor
getahead
Posts: 185
Registered: ‎12-02-2011
0

CITI offer in the mail....after denied

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


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Senior Contributor
john398
Posts: 3,522
Registered: ‎01-19-2009
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Re: CITI offer in the mail....after denied

I appliued 6 months ago and was denied I recived a letter about 3 weeks ago with a pre selected application form and from that I was approved but just for 1k but 0% for 12 months will be nice

Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: CITI offer in the mail....after denied


getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?




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Regular Contributor
getahead
Posts: 185
Registered: ‎12-02-2011
0

Re: CITI offer in the mail....after denied


LS2982 wrote:

getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?


yup, isn't that strange? I'm thinking of applying with the offer code next month, we'll see what happens.  I should stop & garden, but I'm getting the apping disease. :smileysurprised:


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
Goal Score: 700 Club


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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: CITI offer in the mail....after denied


getahead wrote:

LS2982 wrote:

getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?


yup, isn't that strange? I'm thinking of applying with the offer code next month, we'll see what happens.  I should stop & garden, but I'm getting the apping disease. :smileysurprised:


original.gif




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Regular Contributor
getahead
Posts: 185
Registered: ‎12-02-2011
0

Re: CITI offer in the mail....after denied


LS2982 wrote:

getahead wrote:

LS2982 wrote:

getahead wrote:

Did anyone have a Citi card offer in the mail right after applying & denied?  That is strange, I app'd for the Citi Platinum & was denied for balances being to high, some of my cc didn't report my pay off.  2 wks later they send me a offer in the mail, I'm thinking of applyin again with the offer after my last cc reports, did anyone have this happen to them & got approved?


Was it for the same card you were denied for?


yup, isn't that strange? I'm thinking of applying with the offer code next month, we'll see what happens.  I should stop & garden, but I'm getting the apping disease. :smileysurprised:


original.gif


HAHAHAHA!! :smileylol:  


Starting Score: 580
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FrugalRican
Posts: 2,876
Registered: ‎02-02-2012
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Re: CITI offer in the mail....after denied

Yuss! Admiral Appbar sighting!

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

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Regular Contributor
getahead
Posts: 185
Registered: ‎12-02-2011
0

Re: CITI offer in the mail....after denied


FrugalRican wrote:

Yuss! Admiral Appbar sighting!


I've been sighted!! Oh no, off to the dungeons for me! :smileysad:  I cannot help myself, it's sooooo addicting!!


Starting Score: 580
Current Score: Fico EQ-679, Fico TU-670, EX Plus-713, TU Walmart-697, CreditKarma-690
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Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
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Re: CITI offer in the mail....after denied


getahead wrote:

FrugalRican wrote:

Yuss! Admiral Appbar sighting!


I've been sighted!! Oh no, off to the dungeons for me! :smileysad:  I cannot help myself, it's sooooo addicting!!


:smileyvery-happy:




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: CITI offer in the mail....after denied

I applied for a Chase Freedom a while back and was denied.  Immediately started getting offers for Chase Freedom and other Chase products.  I wouldn't put too much stock in having an offer code.  Unless something has changed in your credit profile, I'd expect you'd get denied again (of course, I didn't try again with the offers, so I can't say for sure).


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