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CIti Diamond Preferred Pre Approval

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creditnocash
Valued Contributor

CIti Diamond Preferred Pre Approval

First one in a while(from any bank) its been a few weeks 

 

they offered me 0% bt for 9 months and a 19.99 variable rate after that. 

 

anyone else has expierience with citi pre approvals? 

 

im not planning on apping, but it feels nice to be wanted again. 

 

my newest inquries are creeping up on 8 months. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 1 of 7
6 REPLIES 6
LS2982
Mega Contributor

Re: CIti Diamond Preferred Pre Approval


@creditnocash wrote:

First one in a while(from any bank) its been a few weeks 

 

they offered me 0% bt for 9 months and a 19.99 variable rate after that. 

 

anyone else has expierience with citi pre approvals? 

 

im not planning on apping, but it feels nice to be wanted again. 

 

my newest inquries are creeping up on 8 months. 


I don't really consider anything i've ever gotten from Citi a "preapproval", more like a mailing list type offer.




EQ FICO 548 3/3/16
Message 2 of 7
creditnocash
Valued Contributor

Re: CIti Diamond Preferred Pre Approval

bummer, well really doesnt matter. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 3 of 7
enharu
Super Contributor

Re: CIti Diamond Preferred Pre Approval

i have been getting these too!

but i am only interested in their thank you preferred / premium.

i doubt i will apply however because citi is just too unpredictable on whether i will get approved or denied.

 

Citi pulls EX as well, right?

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Message 4 of 7
indiolatino61
Valued Contributor

Re: CIti Diamond Preferred Pre Approval

I'm still waiting for my first "real" offer from Chase or Citi...Smiley Sad

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 5 of 7
E150GT
Frequent Contributor

Re: CIti Diamond Preferred Pre Approval

citi sends me stuff all the time for thank you and simplicity. I'd be interested in the diamond preferred if it was a visa siggy


CSP-$8700, Amex BCE-17.2k, Chase Freedom-$5700
Discover It-$6600, USAA MC-$5900 Ink Bold- $12k United Explorer-$5k
Message 6 of 7
creditnocash
Valued Contributor

Re: CIti Diamond Preferred Pre Approval


@E150GT wrote:

citi sends me stuff all the time for thank you and simplicity. I'd be interested in the diamond preferred if it was a visa siggy


this pre approval was for a citi diamond preferred. (ermmm mailing) 

i have a card that has a 5k limit so its possible

 

i have gotten discover pre approvals (it) and i already have a chase freedom.  looking to make that into a siggy though. 

 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 7 of 7
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