@mongstradamus wrote:
@ezdoesit wrote:With all these new approval makes me want to app badly. Glad I closed my TYP and USAA Amex to make way fo the CL I will get on this card.
its opposite for me with all these approvals and sub prime rates makes me not want to apply. 17.99+apr and less than 5k CL aren't very appealing to me. I guess i am the only negative nancy when it comes to this card.
You're not the only one...lol. I have to agree that there are too many low CL and high APR's for my taste, too.
@indiolatino61 wrote:
@mongstradamus wrote:
@ezdoesit wrote:With all these new approval makes me want to app badly. Glad I closed my TYP and USAA Amex to make way fo the CL I will get on this card.
its opposite for me with all these approvals and sub prime rates makes me not want to apply. 17.99+apr and less than 5k CL aren't very appealing to me. I guess i am the only negative nancy when it comes to this card.
You're not the only one...lol. I have to agree that there are too many low CL and high APR's for my taste, too.
With these low CL and APR i am moving more to fidelity amex and will use qs for those time there is an place that doesn't accept amex.
@KIPPIE12 wrote:Approved last night
Initial CL 10k
APR 0% purchases/BT for 15 months
Thereafter, 12.99%
those are some nicer terms, did you get wmc version ? I guess your scores have to be north of 800 to get decent terms.
@Swapmeet wrote:
@mongstradamus wrote:
@KIPPIE12 wrote:Approved last night
Initial CL 10k
APR 0% purchases/BT for 15 months
Thereafter, 12.99%
those are some nicer terms, did you get wmc version ? I guess your scores have to be north of 800 to get decent terms.
Mong, you cannot really compare people with mediocre scores, baddies, and high inqs as some sort of representation of what you might get. They do seem to offer their best rates and initial cl to customers with attractive profiles...
From all the CL and apr people have been posting they have been on the lower end. CL hovering around 2-3k and aprs well north of 17.99%. I have seen an fair share of people with ficos north of 750 get those type of terms. I am in minority , but that just doesn't cut it for me. If you are going to try and compete with qs or fidelity amex, you need to be much more competitive imo.
@mongstradamus wrote:
@Swapmeet wrote:
@mongstradamus wrote:
@KIPPIE12 wrote:Approved last night
Initial CL 10k
APR 0% purchases/BT for 15 months
Thereafter, 12.99%
those are some nicer terms, did you get wmc version ? I guess your scores have to be north of 800 to get decent terms.
Mong, you cannot really compare people with mediocre scores, baddies, and high inqs as some sort of representation of what you might get. They do seem to offer their best rates and initial cl to customers with attractive profiles...
From all the CL and apr people have been posting they have been on the lower end. CL hovering around 2-3k and aprs well north of 17.99%. I have seen an fair share of people with ficos north of 750 get those type of terms. I am in minority , but that just doesn't cut it for me. If you are going to try and compete with qs or fidelity amex, you need to be much more competitive imo.
I addressed this in the other thread just now. So, instead of discussing it in two threads at the same time, I will duck out of this one, and continue it in the other one 