No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
So I wanted to ask...will my creditors cap me until my Bk falls off in five years?
Here is where I stand now
695 EQ with 8 inq
692 EX with 11 inq
695 TU with 20 inq
I know my scores will go up as the INQ's fall off and I plan on now not applying for 12 months
1 % utilization
150k income
Citi 5k world mastercard...in Feb increased from 200.00 to 5k
Citi Secured Silver 2k is secured portion (card is still secured, just 2k is my deposit, 5k is theirs)...in Feb asked for 5k so now total CL is 7k
Barclays 5k
Bank Of America Cash Visa Sig 5k
So for instance in six or twelve months when I ask Citi for another CLI, do you at some point they will cap them until my BK falls off..or no?
@Andy77 wrote:
So I wanted to ask...will my creditors cap me until my Bk falls off in five years? Some will, some wont
Here is where I stand now
695 EQ with 8 inq
692 EX with 11 inq
695 TU with 20 inq
I know my scores will go up as the INQ's fall off and I plan on now not applying for 12 months
1 % utilization
150k income
Citi 5k world mastercard...in Feb increased from 200.00 to 5k
Citi Secured Silver 2k is secured portion (card is still secured, just 2k is my deposit, 5k is theirs)...in Feb asked for 5k so now total CL is 7k
Barclays 5k This one is likely to grow with you regardless of the BK
Bank Of America Cash Visa Sig 5k
So for instance in six or twelve months when I ask Citi for another CLI, do you at some point they will cap them until my BK falls off..or no? I dont deal with Citi but it wouldnt surprise me.
The fact that you have gotten cards from Citi & BoA with a sitting BK shows how times have changed, 15 yrs ago they would have laughed you out the door, I know I lived it. I would diversify your portfolio to multi CUs they will be your friends with a sitting BK.
I joined penfed and they approved me for their Amex Premium Travel rewards with a 5k limit and their Thrify Credit Service with 500.00 limit, so now I have a CU to add to the mix
@Andy77 wrote:
I joined penfed and they approved me for their Amex Premium Travel rewards with a 5k limit and their Thrify Credit Service with 500.00 limit, so now I have a CU to add to the mix
Cool, Penfed will grow regardless of the BK, grats on getting in