Credit Cards

turn on suggestions Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type.
Showing results for 
Search instead for 
Do you mean 
Reply
Topic Options
Valued Contributor
nyccc2
Posts: 1,195
Registered: ‎12-13-2007
0

CL Increase for newish card question;

Options

‎07-08-2008 05:27 PM

Turned down by Chase until I can get my Circuit City paid down since it is $100 OL.

I was 3 days late on that last month.

Do you think if I pay it down to 10% or so ($300) that they would agree to CLI so when I re-apply I have a higher CL to show?
MyFico Scores (TU/Exp/Efx):

11/02/08 696 / 695/ 737- 5/4/08: 667 / 703 / 668 - 11/07 Low 500s All (Fako)
Message 1 of 4 (541 Views)
 
Senior Contributor
smallfry
Posts: 4,831
Registered: ‎04-20-2007
0

Re: CL Increase for newish card question;

Options

‎07-08-2008 05:44 PM

Stranger things have happened but I kinda doubt it.
Message 2 of 4 (531 Views)
 
Established Contributor
woopah
Posts: 721
Registered: ‎03-15-2008
0

Re: CL Increase for newish card question;

Options

‎07-08-2008 08:50 PM

I don't know, but if it's like the rest of the Chase cards, and I don't know if it is, there will be a hard inquiry for the CLI.
4/16/09: TU: 775, EQ: 805
2/11/09: TU: 773, EQ: 790, EX:790
11/16/08: TU: 773, EQ: 785, EX: 780
Goals for 2009: 0 Credit Card Debt & 0% Util (achieved 2/6/09), Mortgage! (achieved 11/2/09), getting closer to 800 scores (I crossed this earlier this year, but I'm sure I'm not there anymore!)
Message 3 of 4 (498 Views)
 
Senior Contributor
FretlessMayhem
Posts: 3,279
Registered: ‎08-03-2007
0

Re: CL Increase for newish card question;

Options

‎07-08-2008 09:15 PM


woopah wrote:
I don't know, but if it's like the rest of the Chase cards, and I don't know if it is, there will be a hard inquiry for the CLI.



Oh yes. Chase and hard inquiry are pretty synonymous.
Here we go again...
Message 4 of 4 (483 Views)
 

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.