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CL Increase for newish card question;

Valued Contributor

CL Increase for newish card question;

Turned down by Chase until I can get my Circuit City paid down since it is $100 OL.

I was 3 days late on that last month.

Do you think if I pay it down to 10% or so ($300) that they would agree to CLI so when I re-apply I have a higher CL to show?
MyFico Scores (TU/Exp/Efx):

11/02/08 696 / 695/ 737- 5/4/08: 667 / 703 / 668 - 11/07 Low 500s All (Fako)
3 REPLIES
Senior Contributor

Re: CL Increase for newish card question;

Stranger things have happened but I kinda doubt it.
Established Contributor

Re: CL Increase for newish card question;

I don't know, but if it's like the rest of the Chase cards, and I don't know if it is, there will be a hard inquiry for the CLI.
4/16/09: TU: 775, EQ: 805
2/11/09: TU: 773, EQ: 790, EX:790
11/16/08: TU: 773, EQ: 785, EX: 780
Goals for 2009: 0 Credit Card Debt & 0% Util (achieved 2/6/09), Mortgage! (achieved 11/2/09), getting closer to 800 scores (I crossed this earlier this year, but I'm sure I'm not there anymore!)
Senior Contributor

Re: CL Increase for newish card question;



woopah wrote:
I don't know, but if it's like the rest of the Chase cards, and I don't know if it is, there will be a hard inquiry for the CLI.




Oh yes. Chase and hard inquiry are pretty synonymous.
Here we go again...