11-19-2012 01:17 PM - edited 11-19-2012 01:19 PM
i called couple credit card today
1:BOA from 3k3 request to 12K,they told me it will be HP. i said ok,2 mins later pretty nice lady came back and told me she can't approval for 12 K but 10k. ok i accept it ^_~
2:GE Samclubs store card from 1k4 request to 5K, they told me will SP. 2 mins come back for 4k2. ok i accept it.
3:US Bank i called credit under writting. they told me they can not approval my credit because to much inquiries. i told them all of them was for my car auto refinance. she checked then told me she re-submit back. it will take 2-4 business day. hopfully they will approval me.
* i hate citi bank, my credit limit with them 12k5. when i used citi up to 11k. then i paid down 7k and they droped my limit close to balance.i'll close citi bank credit card when US Bank approval me.i opened this card 2005 never late anything and used 20 K in years with this card.
11-19-2012 01:57 PM
Congrat Justin.......very nice increase.....how long did you had your card ???is that first increase ???
11-19-2012 10:22 PM
Yes this is my first CL increase. I got BOA 4 years and GE 2 years
11-20-2012 07:05 AM
myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.>> About myFICO