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CL to income question. Who's CL exceeds income

Established Contributor

Re: CL to income question. Who's CL exceeds income

haha, my total CLs are almost double my annual income and that's not counting my Zync card.  I just bumped my BCP up to 15k today too: ).  You can do it!

 

PS: I also have the inquiries to prove it lol.

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson
Established Contributor

Re: CL to income question. Who's CL exceeds income

My total revolving credit limits are about 2.5x my current income.

 

 Being a poor college student sucks for income, but creditors like students...

Discover IT $35K | FNBO Visa $30K | Cash+ Visa Sig $19.5K | Southwest Premier $16K | Priceline $15K | Citi Forward $14.3K | US Bank Plat $14K | Commerce Bank $13K | CSP $13K | CSR $10K | Sallie Mae World MC $10K | Lowe’s Consumer 10K | BoA Cash Rewards 1-2-3 Sig $7.5K | Fidelity Visa $7K | Citi Double Cash $6.5K | WF Cash Back Visa $5.4K | Capital One Cash Rewards $5K | AMEX BCE $3.9K | Freedom $2.5K | Younkers/Comenity $2.4K | Kohl’s 1.5K | Target $1.4K | EX FICO (from AMEX): 768, TU FICO (from Discover): 797, AAoA: 4.4 years
Established Contributor

Re: CL to income question. Who's CL exceeds income


flowfaster wrote:

haha, my total CLs are almost double my annual income and that's not counting my Zync card.  I just bumped my BCP up to 15k today too: ).  You can do it!

 

PS: I also have the inquiries to prove it lol.


lol nice so I should try for 16.5k with my BCP? lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Established Contributor

Re: CL to income question. Who's CL exceeds income


distantarray wrote:

flowfaster wrote:

haha, my total CLs are almost double my annual income and that's not counting my Zync card.  I just bumped my BCP up to 15k today too: ).  You can do it!

 

PS: I also have the inquiries to prove it lol.


lol nice so I should try for 16.5k with my BCP? lol


Thanks.  Hey I started at 2k 8 months ago with the BCP.  At 61 days I went to 6k and at 8ish months I requested 15k only because it looks cleaner lol.  I would never spend that much anyway.  Hell, I have a 10K walmart store card lol **bleep**.  If you have clean credit the sky is the limit. YMMV Smiley Wink

Amex BCP/BC/Zync - Amex Business GR - Barclays NFL Visa Sig 49ers/Arrival - BoA BBR - Cap 1 Quicksilver - Citi Forward/Preferred - Chase Amazon/Freedom/Ink Plus - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - USAA Amex - US Bank CASH+/Club Carlson