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Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: CL to income question. Who's CL exceeds income

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‎12-03-2012 08:30 PM - edited ‎12-03-2012 08:36 PM

haha, my total CLs are almost double my annual income and that's not counting my Zync card.  I just bumped my BCP up to 15k today too: ).  You can do it!

 

PS: I also have the inquiries to prove it lol.

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
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Established Contributor
andre181
Posts: 581
Registered: ‎07-29-2010

Re: CL to income question. Who's CL exceeds income

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‎12-03-2012 08:36 PM

My total revolving credit limits are about 2.5x my current income.

 

 Being a poor college student sucks for income, but creditors like students...

FNBO Visa $19K | Discover IT $15.3K | Citi Forward $10.5K | US Bank Cash+ Visa Sig $10K | Amazon/Chase Visa Sig $8.3k | Barclays/Priceline $6K | BoA Cash Rewards 1-2-3 Sig $5.5K | Capital One Cash Rewards $5K | WF Cash Back Visa $3.6K | Citi ThankYou Preferred $3.5K | Amazon/GEMB $2.5K | AMEX BCE $2K | Younkers/WFNNB $2K | Commerce Bank $2K | Target $1K | AMEX Green
EX FICO (from AMEX): 754, TU04 FICO: 749, AAoA: 3.2 years
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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011

Re: CL to income question. Who's CL exceeds income

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‎12-03-2012 08:37 PM

flowfaster wrote:

haha, my total CLs are almost double my annual income and that's not counting my Zync card.  I just bumped my BCP up to 15k today too: ).  You can do it!

 

PS: I also have the inquiries to prove it lol.

lol nice so I should try for 16.5k with my BCP? lol


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
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Established Contributor
flowfaster
Posts: 722
Registered: ‎08-30-2011

Re: CL to income question. Who's CL exceeds income

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‎12-03-2012 08:49 PM

distantarray wrote:
flowfaster wrote:

haha, my total CLs are almost double my annual income and that's not counting my Zync card.  I just bumped my BCP up to 15k today too: ).  You can do it!

 

PS: I also have the inquiries to prove it lol.

lol nice so I should try for 16.5k with my BCP? lol

Thanks.  Hey I started at 2k 8 months ago with the BCP.  At 61 days I went to 6k and at 8ish months I requested 15k only because it looks cleaner lol.  I would never spend that much anyway.  Hell, I have a 10K walmart store card lol **bleep**.  If you have clean credit the sky is the limit. YMMV :smileywink:

Amex BCP/Zync - Barclays NFL Visa Sig 49ers - BoA Travel Rewards - Cap 1 Cash Rewards - Citi Forward/Preferred - Chase Amazon/Freedom - Discover IT - Fidelity Amex - GECRB Amazon/Walmart - PenFed PRV - Target - US Bank CASH+
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