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CLI Advice needed

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SportBike4Life
Regular Contributor

Re: CLI Advice needed

I think the CLI requests that you send out should reflect the amount of credit that you use. Do you utilize your credit a lot every month? In either case, I would request a CLI anyways due to having the cards for a period of time. Just do be surprised if you do not get a CLI granted for anything higher than your current spending levels.

Jun 2012 FICO® ~ 734 EQ
Sep 2012 FICO® ~ 684 EQ; 734 TU
Oct 2012 FICO® ~ TBA

Goal for 2014 ~760+

Trying to stay in the garden...but also trying to get as many apps as possible for now Smiley Wink
Message 21 of 28
Cadillac-XTS
Established Contributor

Re: CLI Advice needed

Congrats

Message 22 of 28
tennisfan78
Established Contributor

Re: CLI Advice needed


@SportBike4Life wrote:

I think the CLI requests that you send out should reflect the amount of credit that you use. Do you utilize your credit a lot every month? In either case, I would request a CLI anyways due to having the cards for a period of time. Just do be surprised if you do not get a CLI granted for anything higher than your current spending levels.


I dont use credit that much. But, with the increased limits, I plan on using the cards for bill payments, and other expenditures and pay them off at the end of the month.


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 23 of 28
tennisfan78
Established Contributor

Re: CLI Advice needed

Thanks Credit314


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 24 of 28
tennisfan78
Established Contributor

Re: CLI Advice needed

I have received USBank Cash+ card in mail today!!!  Smiley Happy

 

It says in the letter that the revolve limit is $5000

 

Any ideas what the difference is between a credit limit and revolve limit?

 

Thanks!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 25 of 28
tennisfan78
Established Contributor

Re: CLI Advice needed

any ideas?



Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 26 of 28
webhopper
Moderator Emeritus

Re: CLI Advice needed


@tennisfan78 wrote:

I have received USBank Cash+ card in mail today!!!  Smiley Happy

 

It says in the letter that the revolve limit is $5000

 

Any ideas what the difference is between a credit limit and revolve limit?

 

Thanks!


Hi! You will probably get more responses if you create your own thread! In my opinion there is no discernable difference in the two.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 27 of 28
tennisfan78
Established Contributor

Re: CLI Advice needed

Thanks Webhopper!


Starting Score: EQ=665,TU=618 on Oct 9,2010
EQ=702,TU=725 on Apr 11, 2012 EQ=705 on Oct 31, 2012 Current Score: EQ=702, TU=714 on Dec 8, 2012
Goal Score: 750

Take the FICO Fitness Challenge
Message 28 of 28
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