cancel
Showing results for 
Search instead for 
Did you mean: 

CLI Declined :(

tag
jcstarkey8826
Established Contributor

CLI Declined :(

any advice? Im nervous. my overall util is pretty high because of an engagement ring on a kays card, but ive never paid this card late and its at a $0 balance. Plus my chase card only has a $35 balance. Im hoping they dont decline it because I went over my limit 2 times. The card has such a tiny limit, it was hard not to, until I got set up on bill pay lol

 

Hopefully I'll post a successful reply tomorrow!!!

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
Message 1 of 18
17 REPLIES 17
Creditaddict
Legendary Contributor

Re: asking for first ever CLI tomorrow!!!


@jcstarkey8826 wrote:

any advice? Im nervous. my overall util is pretty high because of an engagement ring on a kays card, but ive never paid this card late and its at a $0 balance. Plus my chase card only has a $35 balance. Im hoping they dont decline it because I went over my limit 2 times. The card has such a tiny limit, it was hard not to, until I got set up on bill pay lol

 

Hopefully I'll post a successful reply tomorrow!!!


it's Chase $500 limit card you want to ask for the CLI on?

You have had it for 6 months or?

why are you waiting until tomorrow?

are you going to call directly in to back door number and speak with analyst while on phone? be best i think (HP) too though with Chase keep in mind.

Message 2 of 18
jcstarkey8826
Established Contributor

Re: asking for first ever CLI tomorrow!!!


@Creditaddict wrote:

@jcstarkey8826 wrote:

any advice? Im nervous. my overall util is pretty high because of an engagement ring on a kays card, but ive never paid this card late and its at a $0 balance. Plus my chase card only has a $35 balance. Im hoping they dont decline it because I went over my limit 2 times. The card has such a tiny limit, it was hard not to, until I got set up on bill pay lol

 

Hopefully I'll post a successful reply tomorrow!!!


it's Chase $500 limit card you want to ask for the CLI on?

You have had it for 6 months or?

why are you waiting until tomorrow?

are you going to call directly in to back door number and speak with analyst while on phone? be best i think (HP) too though with Chase keep in mind.


no its through my charter one bank credit card. Ive had it for 9 months. Im waiting until tomorrow because I'll be at the 9 month mark, which is where they said I had to be before requesting it.

In my wallet: Discover it 6800 CL, Capital One Quicksilver Sig 5k CL, Chase Freedom 4k CL, GCU Patinum Visa 1500 CL
Message 3 of 18
Cadillac-XTS
Established Contributor

Re: asking for first ever CLI tomorrow!!!

Good luck

Message 4 of 18
jsickz32
Valued Contributor

Re: asking for first ever CLI tomorrow!!!

good luck bro!

Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Message 5 of 18
Epcot
Valued Contributor

Re: asking for first ever CLI tomorrow!!!

Hope you get the increase, keep us posted!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 6 of 18
migliogiorni
Established Contributor

Re: asking for first ever CLI tomorrow!!!

congrats.

 

BOA: 8.9k
CSP: 5k
Discover: 5k
Citi TY Preferd: 5k
Wally: 5k
JCP: 4.9k
citiForward: 4.7k
ChaseFreedom: 4.5k
DFS: 2k
Message 7 of 18
creditnocash
Valued Contributor

Re: asking for first ever CLI tomorrow!!!

yeah keep us posted. 

from what i heard it will be a hard pull. so be prepared for that. 



Current: Fico ScoresEQ~706 TU~719 EX 709 4/28/23

Inquiries (24 Months): EQ 0 TU 0 EX 0| Most Recent: A LONG WHILE
Over 12 Months:0


2023 Goals:
Buy A Home
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000

Message 8 of 18
CruzImperial
Established Contributor

Re: asking for first ever CLI tomorrow!!!

still waiting Smiley Happy

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 9 of 18
snowkitty
Established Contributor

Re: asking for first ever CLI tomorrow!!!

Good Luck!

 

(And credit314....I like your signature line)

TU Fico 714 | Sesame 742 | Credit Karma 762 | Wal-Mart FICO 734 | EX FICO 695 (1/28/13) | EQ 740 (3-21-13)

Amex Blue Sky 7.2k | Amex BCE 13.1k | Citi Diamond Preferred 10.2k | CSP 5k | Bofa Cash 9k | Boa Travel 10k | Discover More 3k | Chase SW 5k | Wal-Mart 3.3k | Amazon 5k | Old Navy Visa 5k | Shell 1200 | BP 400 | VS 1500 | Sam's Discover 8.5k | FNBO Amex 16k | Chase Freedom 1.3k | Home Depot 5k | Brylane Homes 1600 | BML 2820

App free since 12/11/13*
Message 10 of 18
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.