CLI ? Everybody posts your experience please!

[shalane85]

I've been recieving a lot of helpful advice on how to maintain my current cc.

Cap1 : balance 0 credit limit 750

Cap 1 :balance 0 credit limit 500

Orchard bank: balance 0 credit limit 300

Now I just paid these cards off like a few hours ago. I've already been declined CLI with them all. I just want anybody to post what were their credit limits vs their balance when they were approved. And it may also be helpful to post your fico score or if you ever had any lates with that cc when CLI was granted. My EQ score is 549 so I'm hoping to see a jump in my score next month when they report (March 7). Any input would be most helpful.

[mamalawery]

you might want to wait until the accts actually report your utilization and then try again. banks just aren't giving as many cli as they once were.

after the cbr's report your new bal. i would call the backdoor # for the cc's and tt a csr. just make sure it's not going to be a hard pull since they pulled once already.

good luck!

Message Edited by mamalawery on 02-22-2009 05:00 PM

[Red1Blue]

Last week, I got $1000 auto cli on my citi card.

[shalane85]

$1000? not bad. Are your Ficos high or low? Have you ever been late withthis card? gone over the limit?

[Red1Blue]

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@shalane85 wrote:
$1000? not bad. Are your Ficos high or low? Have you ever been late withthis card? gone over the limit?

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Never late or Over Limit on this or any other cards.

[Creditaddict]

Macy's store card and visa card CLI.

I paid the accounts off the day before applying for the cli.