CLI Limits By Card?

[Anonymous]

I just PCed from the US Bank College Student Card to the US Bank Visa Platinum (!!!) and I was wondering if certain cards have unofficial CLs associated with them.  For instance, I assume US Bank is more conservative when it comes to CLs on cards for students vs on a card like the Platinum card, which I assume is the hardest US Bank card to get.

I never tried for a CLI with them (it's at $500) primarily because I didn't/don't need it and also because of the above reason.

Does anyone know if CCCs place limits, official or not, on certain cards?

[-Cain-]

I've read on these boards that CCCs do place ceilings on cards.

[visorboy1974]

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@Anonymous wrote:

Does anyone know if CCCs place limits, official or not, on certain cards?

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They do but it variew by issuer and card.  

[Creditaddict]

Many Cards geared towards rebuilding, starting, college etc. have pretty low ceilings but once you upgrade in your case from college to regular, I would put in for an increase! it most likely with cost you a HP but it would be way worth it.

[Anonymous]

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@Creditaddict wrote:

Many Cards geared towards rebuilding, starting, college etc. have pretty low ceilings but once you upgrade in your case from college to regular, I would put in for an increase! it most likely with cost you a HP but it would be way worth it.

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Ok thank you, that's what I figured.  Same 3x current limit rule applies I assume?

[AndySoCal]

I would presume they have different guidelines on  CLIs on student card versus a non student card.  With US Bank being a very conservative lender I would wait on a CLI request for a while. How long have you had the card?

[Anonymous]

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@AndySoCal wrote:

I would presume they have different guidelines on  CLIs on student card versus a non student card.  With US Bank being a very conservative lender I would wait on a CLI request for a while. How long have you had the card?

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I've had the student card since 2/2010, but I did a PC to platinum on Friday.  I never tried for a CLI on the student card, though I was never late on it either.

[CS800]

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@-Cain- wrote:
I've read on these boards that CCCs do place ceilings on cards.

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My cap one rebuilder had a $3000 ceiling.

[AndySoCal]

I would wait  for a few months then ask for CLI. I would also pull your credit report from here before you do to make sure everything credit wise okay. It would also give you idea where your score is as well.