Just logged in to check on DH's Lowe's card (I have his permission to manage the account for him, since I take care of paying all the household bills). He's rebuilding along with me, applied and was approved for a Lowe's card back in April, with a starting limit of $300. It just doubled to $600!!! I read that GEMB is really good about giving CLIs every few months, so I'm thrilled to see that this is proving true for us, as well. Between this and my JCP card, that's two CLIs in our family this week. 
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 783, TU(98) 790, EX 814(Vantage) 779(CS) Goal Score: .....800 IS ON MY BUCKET LIST! EX ,BITE ME! .
guydiver wrote:Congrats on the CLI. You should be able to get regular increases every 4-6 months. I maxed out at 10K last year.
That's exactly what I was hoping. We'd like to do a few home improvements next year, such as recarpeting. No particular time of the year, just when we feel ready. I thought that if we opened an account this spring, then we'd have time to grow the credit line. That way, we can save up the cash to PIF and take advantage of the 5% cash back at the register, or at the very least have 0% financing as an option if we would need to go that route. Either way, we're planning ahead so that we have good options.
So, I'm thrilled to see the first increase. To use the gardening metaphor, it's as if we planted a seed last April, and I'm feeling the excitment of seeing the first shoot of green poke through the soil. Now we'll continue to tend to it and watch it grow. This is the fun part of credit gardening! 
Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores
Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
rbh wrote:
OnTheRebound wrote:My wife's 3 year old Lowes card went from 2K to 4K to 5K to 10K in less than 2 years. She also maxed out at 10K last year.
Is 10k the max?
I got a letter that didn't say anything about 10K being the maximum, but something to the tune of "We will review your account periodically for an increase in your credit line", or something like that.
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